Family Budgeting and Saving

Saving can be hard when it feels like you’re stretching every dollar. You might be surprised how much money you can save when you try these practical strategies.

In times of economic uncertainty, you might wonder whether you to pay down debt or save more funds for a rainy day. Here’s what to consider.

Whether you’re just starting your savings journey or need a refresh, these tips can help get you on track to reaching your financial goals.

Sticking to a budget takes discipline, especially when you’re wrangling multiple people’s needs and wants. Learn how to involve your spouse and kids in order to make your household budget family-friendly.

Zero-based budgeting can help you make the most out of every dollar. Read to learn more about this budgeting strategy.

Life changes fast, and the bigger the change, the more it can impact your budget. Here’s how to assess your financial wellbeing, keep your budget on track, and ensure you’re well-prepared for whatever life throws your way.

Teach your kids or students the value of smart money habits through interactive games, fun lesson plans and downloadable activity sheets. Regions offers this through We Are Teachers for children in kindergarten through 8th grade.

Improve your financial IQ and learn how to make informed money management decisions through our short, engaging courses available in the Next Step Courses. Each course takes ten minutes to complete and can be accessed via your mobile device, tablet or desktop computer.

• Budgeting & Saving
• Build or Maintain Your Credit

In today’s connected world, protecting your family is important. Use these Regions Next Step resources to learn how to keep your family safe, both online and off, from identity theft and fraud.

• How to Prevent Child Identity Theft
• Keeping Children and Teens Safe Online: 8 Important Tips
• From Friend to Fraud: Spotting the Signs of an Investment Scam Podcast
• Protecting Your Finances after a Data Breach Podcast
• Protect Yourself at Every Stage of Life

Ready to improve your money management skills? Give your financial knowledge a boost with the Next Step Podcast collection. These quick, educational podcasts can help you discover new strategies and tips to help you achieve your personal and business goals.

When it comes to money management, careful planning and good organization are key. Our free planning worksheets can help you stay organized and show you how to break your goals down into manageable, achievable steps.

• Financial Wellness Assessment
• Daily Spending Tracker
• Financial Goals Worksheet
• Personal Spending Plan Worksheet
• Personal Document and Account Organizer
• Back-to-School Spending Plan Worksheet

Check out insights from Jessica Turner at The Mom Creative, Crystal Paine at Money Saving Mom, and Allison Baggerly at Inspired Budget to help you jumpstart family budgeting and savings in our featured guest posts below.

• The Mom Creative on Helping Your Kids Form Good Financial Habits
• The Mom Creative on Involving Your Kids in Your Business
• Inspired Budget on Prioritizing Financial Health
• Money Saving Mom on Talking with Your Kids About Money

Smart money moves during your child’s college years can put you a step ahead after graduation. Check out the resources below and more here to study up.

• Saving for College Podcast
• Financial Terms to Know Before Starting College
• Preparing for Unexpected College Expenses
• Creating a Financial Plan for College
• FAFSA and the Student Loan Process
• How to Afford College: Scholarships
• 5 Ways to Have Fun on a College Budget!

No matter their age, the financial lessons you teach your children today can help shape their approach to money management throughout their lives. Explore our tips for teaching your kids about money and budgeting.

• Teaching Kids About Money Management
• Tips for Family Budgeting Podcast

Whether you’re just starting high school or getting ready for college, these resources offer tips on learning money management basics and building strong financial habits.

• Teaching Your Teen to Be Financially Literate
• Next Step Podcast: Teaching Teens to Save Money
• Budgeting for Teens: Teaching Teens to Save
• Should Your Teen Have a Student Checking Account?

It’s important to talk about financial goals and plans before marriage. Use these resources to help start the conversation today.

• Here Comes the Budget: Tips for Keeping your Wedding Financials in Check
• Figure Out Your Marriage and Finances Formula Before Saying ‘I Do’
• How to Discuss Finances When You Get Married

Creating financial goals with your partner and outlining ways to achieve them can help avoid money stress. Check on these tips and tools to learn more.

• The Cost of Raising a Family
• Planning for Retirement: Tips for Same-Sex Couples
• Planning Your Financial Future: You, Your Honey and Money
• Partners and Portfolios Podcast

Caring for an aging relative can be expensive. These resources provide costs to consider and tips for proactively managing your budget.

• The Cost of Caring for an Elderly Parent
• Elder Care Cost: Housing
• Managing Caregiver Responsibilities
• Financing Medical Expenses: Tips for Saving on Health Care Costs
• Long-Term Care Puzzle

These easy-to-understand courses exclusively from Regions Bank offer tips about managing large medical bills and unplanned healthcare costs.

Knowing the signs and types of elder fraud can help to protect seniors from exploitation. Check out the resources below.

• Stopping Elder Financial Abuse: How to Spot the Signs
• Preventing Elder Exploitation
• Hanging Up on Phone Scams

As more than 10,000 Americans turn 65 everyday, keeping seniors safe from financial abuse is increasingly important. For many seniors, identifying and reporting financial abuse isn’t easy. In this on-demand webinar, we’ll identify some of the ways to help seniors avoid exploitation through preventive practices, monitoring accounts and investments, identifying a trustworthy power of attorney, and more.