We have compiled these questions using input from several different areas including the Regions Customer Service department. However, please remember that an FAQ section is simply a listing of frequently asked questions - if your question is not answered here, feel free to call us at 1-800-REGIONS (1-800-734-4667).
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How do I manage my Regions personal checking account? |
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Regions Bank developed a guide to help you understand the basics of your checking account and to explain some of the bank’s practices. This document covers items such as how to keep track of your balances, when funds will be available, how we post transactions, information on overdrafts and how to avoid the most common fees. View our Managing Your Regions Personal Checking Account PDF.
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How do I order checks for the first time?
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If you are a new customer, you must visit your local branch to order your first set of checks for security reasons.
If you are an existing customer, you can order checks for your new account by calling 1-800-REGIONS.
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How can I re-order checks?
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You can reorder checks for your personal accounts online in two ways.
If you are currently enrolled for Regions Online Banking, simply use your Login ID and Password to login. Once you are logged in to Regions Online Banking, simply click on the order checks button found on the top navigation bar when viewing the specific account for which you need checks. You will be re-directed to our secure check-ordering site.
If you are not currently enrolled for Regions Online Banking, you can
enroll now, or you can visit this link to reorder checks directly from Harland Clarke.
If you visit the Harland Clarke site to order checks be sure to have the following information available:
- Rounting and transit number
- Account Number
- Your next check starting number. (This can be found on your reorder form or by adding a 1 to the last check number in your last order. For example, if your last check is 630 your check starting number would be 631.)
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What does it cost to order checks?
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The costs vary by type of account you have, and the quantity and type of checks ordered.
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How does Overdraft Protection work?
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Regions offers Overdraft Protection for most personal checking accounts. By linking your checking account to your Regions personal credit card, Regions personal line of credit, Regions savings account, or Regions money market account, increments of $100 will automatically be moved into your checking account if your checking account balance needs funds to cover items presented for payment. There is a transfer fee for each occurrence that results in funds being transferred. Fees are assessed to the checking account.
Customers who have Regions Overdraft Protection may also be covered by Standard Overdraft Coverage in the event linked account funds are depleted. |
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Can I get my checks returned with my checking statement?
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Check Safekeeping
With this free service, checks are not returned with your statement. Customers' checks are stored by the Bank. Information, including check number, check amount and date the check cleared, is reported on the statement. Copies of checks are available upon request.
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Check Image.
Reduced images of your checks are provided with each statement. This service is offered for free on selected types of accounts. We provide full size copies of checks upon request.
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What is my ABA Routing and/or transit number?
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Your routing and/or transit number is assigned based on the state in which you opened your account. View the list below to find your routing number.
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State
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R/T
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Alabama
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062000019
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Arkansas
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082000109
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Florida
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063104668
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Georgia
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061101375
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Illinois
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071122661
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Indiana
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074014213
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Iowa
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073900438
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Kentucky
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083901744
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Louisiana
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065403626
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Mississippi
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065305436
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Missouri
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081001387
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North Carolina
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053012029
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South Carolina
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053201814
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Tennessee
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064000017
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Texas
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111900785
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Virginia
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051009296
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Where can I find the Routing and/or Transit Number on my checks?
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Regions' routing and/or transit number is located at the bottom of your checks and deposit slips. Starting from the left hand corner, it is the first nine digits. Please keep in mind that the routing number is different from state to state.
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What is a wire transfer and what are Regions' wire transfer routing numbers?
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A wire transfer is an electronic transfer of funds from one financial institution to another. In order to receive a wire transfer into your checking account, you will need to provide the sender of the wire transfer the appropriate routing number and your checking account number. Regions has the following two numbers for domestic and international wire transfers.
Domestic (U.S.)
Regions' wire transfer routing number is 062005690.
International
Regions' international wire transfer routing number is UPNBUS44.
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I had a fraudulent transaction clear my account, what should I do?
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We suggest our customers fill out an affidavit of unauthorized debit. Affidavit’s can be obtained at any local branch or by calling 1-800-REGIONS. The affidavit would need to be notarized and returned to the bank before we could begin doing research.
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How can a deposit be made?
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Deposits can be made by visiting any local Regions branch, certain Regions ATM machines with deposit capabilities or through Regions Mobile Deposit. For a $5.00 processing fee, you may also mail your deposit to the following address:
Regions Bank By Mail
P.O. Box 2527
Mobile, AL 36652
If there is a need to send a deposit overnight, send to:
Regions Bank
Bank By Mail
2017 Perimeter Road
Mobile, AL 36615
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