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Checking & Savings FAQs

Answers to your questions.

We have compiled these questions using input from several different areas including Regions' Customer Service department. However, please remember that an "FAQ" section is simply a listing of frequently asked questions - if your question is not answered here, feel free to call us at 1-800-REGIONS (1-800-734-4667).
  • CHECKING
    Find answers about Overdraft Protection, Check Enclosures with Monthly Statements, Routing/Transit Numbers and Fraudulent Transactions.

  • CHECK 21
    Learn more about Check 21, a digital version or "substitute" of your handwritten check, the benefits involved and product options to consider.

  • ELECTRONIC CHECK CONVERSION
    Get information on how and why some checks are converted to electronic payments.

  • SAFE DEPOSIT BOXES
    Learn what's involved opening a Safe Deposit Box and review a list of suggested items.

  • SAVINGS & CDs
    Find answers about the requirements to open a CD account versus a Savings account.

  • INSURED DEPOSITS
    Are my deposit accounts at Regions federally insured?