Credit Card FAQs

**Note: This amount can change throughout the day as charges come in. For example: Hotel merchants may use your Credit Card to make a reservation, but once you arrive at the hotel you may pay them with a check. Therefore the Hotel could withhold $200.00 of your available credit, until you fulfill payments to them.

Yes. You can pay your Regions credit card bill through Regions Online Banking with Bill Pay or by logging on to your credit card account here .

If you are not currently enrolled in Regions Online Banking, click here. Please remember to initiate bill payments at least 5 days before the payment due date.

To insure the highest quality of service to our Regions Revolving Credit customers there are certain charges which statistically carry more fraud liability. Internet casino or online gambling websites are considered to carry high fraud liability, for this purpose we have chosen to decline all incoming charges from these types of merchants. We have made this decision to better protect our customers.

You can apply by phone at 1-800-655-1491, or, Apply online – click here .

Point earnings are based on the new net retail purchases (purchases less credits, returns and adjustments) charged to your Regions Bank WorldPoints® Credit Card. You earn 1 point for every $1 in net purchases.

You may redeem by phone at (800) 433-5662, 24 hours a day, 7 days a week or online, click here .

Points are not eligible for redemption until they appear on your statement.

You can download your credit card information into Quicken and Microsoft Money. However, information may not be downloaded into Quickbooks. Consumer customers, please click here to download card information or call (800) 655-1491.

Business customers should login here or call (800) 892-3219.

Consumer cardholders can call (800) 655-1491 and business customers should contact (800) 892-3219, or click here and log on to submit your credit line request online. For requests submitted during normal hours the decision should be made within 30 minutes.