REGIONS' PROVEN RECORD OF STABILITY
Regions traces its roots to founding banks established as far back as 1856. We have a long history of meeting our customers' expectations, and we have only gotten stronger through the years. Today, Regions is one of the top financial institutions in the U.S., with $142 billion in assets. With our diverse revenue streams and fundamentally sound banking practices, we are well-positioned to fully serve you and protect your deposits even in challenging financial times.
WHAT THE FDIC PROTECTS
Your Regions deposits are protected up to the insurance limit by the Federal Deposit Insurance Corporation (FDIC). FDIC insured accounts include checking and savings accounts, money market deposit accounts, CDs and deposits in IRAs. Almost all of your interest-bearing deposit transaction accounts at Regions, as well as deposits in IRAs and certain other retirement accounts, are currently insured up to $250,000 per depositor.1 The FDIC has also set unlimited coverage for particular types of accounts through June 30, 2010.
- All funds in noninterest-bearing transaction accounts are fully guaranteed by the FDIC through June 30, 2010, regardless of the amount.1
- Funds in particular types of interest-bearing checking accounts that pay no more than 0.50% interest are also fully guaranteed through June 30, 2010.2
This information and much more, including an insurance coverage calculator, can be found online at the FDIC website, http://www.fdic.gov/deposit/index.html
REGIONS HAS YOU COVERED
Regions offers personal and business accounts that suit your needs and qualify for the unlimited FDIC guarantee. Plus these accounts come with many other great features that give you added benefits. Your Regions Banker would be happy to sit down with you to discuss your particular needs.
1Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor. Regions Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
2Interest rates and Annual Percentage Yields are subject to change daily. The interest rate on accounts will not exceed 0.50% during the Expanded Insurance Pricing Program Interest Rate period. Minimum daily balance requirement applies in order to avoid monthly fee. See applicable pricing schedule for requirements. Fees could reduce earnings
on accounts.