Identity Theft

How can I prevent being victimized?

The FBI says identity theft is one of the fastest growing white-collar crimes in the nation. It involves criminally using another individual's personal identifiers, which are acquired through various means, including one's own mailbox. The identity thief needs only to get your name, address, bank or credit card account numbers or your social security number, etc., to take over your identity. The crook can then change your address, open new accounts at financial institutions and credit card companies in your name and deplete your funds, running up huge credit card balances and generally creating havoc with your good name and credit rating.

Here are a few pointers to help you avoid becoming a victim:

  • Do not reveal personal identifiers unless you know how they will be used or shared.
  • Deposit outgoing mail at the post office and remove delivered mail immediately.
  • Carry only the identification and bank/credit cards you actually need.
  • Do not give out personal data over the phone, through the mail or on the Internet unless you have initiated the contact.
  • Shred or tear up your charge receipts, credit cards solicitations, expired cards, statements, checks or other sensitive personal information.
  • Give your social security number only when absolutely necessary. Ask to use other identifiers.

Should you become a victim of identity theft or if you believe your Regions Bank account information may have been compromised, please Contact Us immediately and allow Regions Bank to submit your case to the Identity Theft Assistance Center (ITAC) 1 to assist in clearing your records. Regions Bank takes identity theft seriously. ITAC is a free service that can help Regions Bank customers restore their financial identity. If a criminal has opened an account in your name at Regions Bank, or taken over one of your accounts, ITAC will:

  • Walk you through your credit report to identify other suspicious accounts
  • Notify the companies holding the suspicious accounts
  • Place fraud alerts at the credit bureaus
  • Share information with law enforcement agencies and the Federal Trade Commission

1. The Identity Theft Assistance Center (ITAC) is a non-profit cooperative initiative of the financial services industry. ITAC provides a free identity theft victim assistance service to customers of member companies.