Privacy Pledge

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and transaction history
Payment history and credit history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Regions chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Regions share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes - information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For our nonaffiliates to market to you	No	We don't share

To limit our sharing

Call 1-800-240-2948 - our menu will prompt you through your choice(s)

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1-800-734-4667

Who we are
Who is providing this notice?	This notice is provided by Regions Bank and other companies with the Regions name, Morgan Keegan & Company, Inc. and other companies with the Morgan Keegan name and Morgan Asset Management, Inc.

What we do
How does Regions protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by our Code of Conduct and Privacy policies to access personal consumer information for legitimate business purposes only and to safeguard confidential information about you.
How does Regions collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan make deposits or withdrawals from your account provide account information We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply individually unless you tell us otherwise.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with the Regions name, the Morgan Keegan name and Morgan Asset Management, Inc. and include financial companies such as banks, insurance agencies, securities broker-dealers, investment advisors and mortgage companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies Regions does not share with nonaffiliates for marketing purposes.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies such as insurance companies, credit card companies and product and service marketing companies.

Other important information

You may have other privacy protections under some state laws. We will comply with applicable state laws as to information about you, including medical information. Accounts with California or Vermont addresses will be treated as if you opted out of joint marketing arrangements. Accounts with Vermont addresses will be treated as if you opted out of sharing information among our affiliates.

When financial advisors leave Morgan Keegan
Morgan Keegan has joined nearly 200 other securities broker dealers in signing a protocol that permits departing financial advisors to use limited client contact information to solicit clients to join the financial advisor at a non-affiliated firm - provided that the financial advisor's new firm has also signed the protocol. The client contact information that the financial advisor may use is limited to your name, address, email address, phone number and account title.

Personal Information Fact Sheet

For more details on Privacy, please see the "What Does Regions Do with Your Personal Information?" fact sheet available as a PDF in either English or en español.

¿Desea leer este folleto en español? Para solicitar una copia de esta información en español, llame al 1-800-REGIONS (1-800-734-4667) o visite regions.com/espanol.

Call 1-800-REGIONS

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