As an Internet user, it is important that you take the appropriate steps to protect your computer from being at risk of unlawful invasions.
- Anti-Virus Software
- Firewalls
- System Updates
- Credit Report Monitoring
There are several manufacturers of firewall and anti-virus software; we encourage you to research what works best for you. In addition, some valuable consumer sites where you can learn more about the benefits of protecting yourself online include www.CNET.com and www.consumerreports.org.
Remember, it is always best to be on the defense when it comes to protecting your financial security.
Anti-Virus Software
Viruses are simply programs or a piece of code that is downloaded to your computer without your knowledge. Viruses can and normally do replicate themselves and may quickly use up your computer’s available memory and bring your operating system to a standstill. Most of these types of viruses are disguised as e-mail attachments. When the attachment is opened the virus attaches itself to your system – many times without your knowledge.
As a result, anti-virus software programs have been created to help protect your system from these unwanted attacks. Your protection against these virus attacks is dependent on maintaining your updates and using precaution when opening e-mail attachments. Should you receive a suspicious e-mail, it is best to delete the e-mail immediately and run a virus check.
Firewalls
Firewalls are the first line of defense in protecting your private information. They are used to prevent unauthorized Internet users from accessing your private computer while it is connected to the Internet. If you have a broadband connection such as cable modem or DSL, it is especially important to maintain a firewall.
The firewall can be set up to filter all traffic entering or leaving through the firewall. By examining each of the messages it can block transactions that do not meet your predetermined security criteria.
There are several manufacturers of firewall software; we encourage you to research what works best for you. In addition, some valuable consumer sites where you can learn more about the benefits of protecting yourself online include www.CNET.com and www.consumerreports.org.
System Updates
Keep your computer "healthy" by properly maintaining your system. Computer manufacturers offer auto-updates or reminders that notify you when a new update or upgrade is available for download. Many times these updates are created to help protect your system from possible security flaws.
By regularly maintaining your operating system, Web browser and software programs, your computer will be at less risk for an attack.
Credit Bureau Reporting
When was the last time you reviewed your credit report? There are three major credit bureau reporting agencies and – depending on where you apply for credit – the credit-issuing company may review reports from one or all of these to determine your credit rating. For a minimal fee, you can request and obtain a copy of your credit report.
We recommend you customarily review your reports to review for errors and for credit that may have been obtained through illegally using your identity. Upon obtaining your report, review it carefully and immediately notify the reporting agency of any errors. Each of the agencies provides information on how to correct any errors you may find.
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