.
.

Advice & Guidance  |  My GreenGuide®

  • Renter's Checklist: Tips for living off campus. Learn More
  • Checklist: Closing Cost Vs. Prepaid Items. What closing costs and prepaid should you expect at the closing table? Learn more.
  • Growning Family? Reassess Your Insurance Policies. As your family grows, consider your new insurance needs. Click here to learn more.
Home Ownership

Home Ownership

Save Money on a Second Home Mortgage
In this market, there may be more opportunities to save money than you think.
Learn More arrow
What to Expect When Buying a Home
Buying a home? Here's what you can expect when purchasing a house.
Learn More arrow
Auto

Auto

How to Buy a New Car
Knowing how to buy a new car can be the difference between a pleasant experience and stressful one. Learn how today.
Learn More arrow
Best Month to Buy a Car
Is there really a best month to buy a car? Here's a look at that theory?
Learn More arrow
Family

Family

Ways to Slash Your Grocery Bills
Use these five easy tips to help you save money while shopping or eating out.
Learn More arrow
Great Deals & Shopping Sales
Everybody is looking for great deals. Learn more about how to get them.
Learn More arrow
Retirement

Retirement

How Much Should I Be Saving for Retirement?
Saving for retirement is vital, regardless of your stage of life. Learn why.
Learn More arrow
Semi Retirement and Career Change
Early retirement requires careful planning these days. Here are some items to consider.
Learn More arrow
Invest

Invest

How to Invest Beyond the Stock Market
Avoiding market turbulence can be an important strategy in itself. Learn more.
Learn More arrow
For Stable Savings, Try an IRA
When people think of long-term savings plans, they should think about IRAs.
Learn More arrow
Money Management

Money Management

The Rules of Thumb for Saving
Follow these rules of thumb, and you might be surprised how much money you can save.
Learn More arrow
10 Best Ways to Save Money
Use these money-saving tips to save money in your day-to-day life.
Learn More arrow
Taxes

Taxes

The Most Tax-efficient Ways to Invest
Taxes are a constant in life. It is how savvy investors deal with taxes that sets them apart from the pack.
Learn More arrow
Save Money Using Tax Preparation Service
A tax professional can be one of your best bets for saving money - as well as time - preparing your return.
Learn More arrow
Hardships

Hardships

What Should I Look for in an Account?
Use this handy checklist when evaluating account benefits.
Learn More arrow
How Much Should I Be Saving for Emergencies?
Creating an emergency savings fund is the first step in preparing for the unexpected. Learn how.
Learn More arrow
Tips
Tips icon
  • Even if you owe more than your home is worth, you could still be eligible to refinance your mortgage through the Home Affordable Refinance Program (HARP). Take that first step, talk to your banker. Learn more about how to be smarter with your money with renowned financial expert Julie Stav.

    Prequalify for a home loan to get a good deal on your first home. Not only will this allow you to estimate how much money you’ll be able to borrow, but it can help you negotiate for a better price. Learn more about how to be smarter with your money with renowned financial expert Julie Stav.
  • Save Money
    Think of saving as a central goal in itself: every time you rent a movie, eat at a restaurant, buy a coffee or luxury item, you are delaying your goal. Alternately, when you spend money on luxury items, transfer an equal amount into your savings.

    Save for the Future
    Spend less than you earn. Crazy, right? How do you achieve this? Start with a budget. Knowing your income & expenses will help you reduce the need to borrow (credit cards, loans) and allow you to save.
  • Save Time
    When you make a trip to the grocery or just pick up a pizza for dinner, ask friends in the neighborhood if they need anything while you're out. Save them time or a trip today, and they'll likely do the same for you next time.

    Save Money
    Entertain at home. Save money by having friends over to your house or apartment to share a meal, enjoy a wine tasting or create a dining club. Take turns hosting and cooking the main course while guests can provide appetizers, salads and dessert.

    Save for the Future
    Pay yourself first. For instance, set aside a percentage of your income each pay period by setting up an automatic debit each month into a savings account.
  • Save Time
    App parties are springing up in museums, galleries and homes across the country. Invite your friends to come with their smart phones ready to share their favorite time-saving apps while picking up new ones — you could even use a new social app to organize it.

    Save Money
    Take a cold hard look at your recurring monthly bills to realize savings: cell phone, home phone, cable, internet, electricity, memberships, insurance, subscriptions, etc. It's the items we are habituated to paying that we tend to gloss over when looking to save money.

    Save for the Future
    Plan your purchases by the season for the most savings. For example, wait for Black Friday purchases in November for any big-ticket items. Post-Christmas January sales offer great discounts.
  • Save Time
    Two words for you: meal planning. If your family eats dinner at home seven nights a week, it's easier to plan and shop for those meals all at once. It saves time and money, too, as you stick to your list rather than splurging on items.

    Save Money
    Slow down on the highways: according to the Department of Energy, every five mph you drive over 60 mph is like paying an average extra 29 cents per gallon (based on a $3.65 per gallon price).

    Save for the Future
    Considering building a new home? Think small. Sites such as weehouses.com, cottagecompany.com, smallhousestyle.com and notsobighouse.com offer appealing sustainable designs that will save money in the short and long term.
  • Save Time
    Everyone's inbox is overflowing with email. Don't put off getting to the bottom of it at least once a day by opening one item at a time and don't look at the next until you decide a course of action for the first. Deal with it now to save time later.

    Save Money
    Save around 10 percent a year on your heating and cooling bills by adjusting the temperature 10°-15° for the eight or nine hours you're at work with a programmable thermostat. It's easy!

    Save for the Future
    It’s never too soon to teach your children about the value of saving money. Use helpful online tools and resources like The Stock Market Game™, Money Talks (in English and en español) and Reality Check.