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Hardships  |  My GreenGuide

  • How much should I be saving for emergencies? Creating an emergency savings fund is the first step in preparing for the unexpected. Click here to learn more.
  • Steps to Slicing Away Student Debt. Student loans can be an invaluable resource, but they can also put a crimp in your finances. Click here to learn more.
  • Understanding Fees. Here's a summary of fees associated with checking accounts - and how you can avoid them. Click here to learn more.
Tips
Tips icon
  • Save Time - Make a list. Planning eliminates extra trips — grocery, shopping, and errands — due to forgotten items. And when you can, combine trips to save even more time.
  • Save Money - Review two or three of your most recent credit card bills, highlighting all your essential purchases: the non-essential items that remain might surprise you. Prioritize your luxury spending, cutting out the items that you don’t really need.
  • Save for the Future - When buying major appliances such as a refrigerator, washer, dryer or dishwashing machine, spend slightly more now to save more money in the long run on energy and water bills: buy the appliance with the highest ENERGY STAR and WaterSense ratings that you can afford.
  • Save Time - To save time, do your grocery shopping in the middle of the week, when lines are shorter and stores are not as crowded.
  • Save Money - Track all of your spending for two weeks—this includes coffee, magazines, tollbooths, etc. Look at the results and see where you might able to cut back.
  • Save for the Future - Put all your coin change you receive from purchases into a jar. At the end of the month, take the jar's contents to the bank and put it right into savings.
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