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Money Management  |  My GreenGuide®

  • Celebrate Hispanic Heritage Month with Regions. Join our Financial Educational webinar series featuring expert Julie Stav.
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Tips
Tips icon
  • Analyze your spending each month to make sure you're not spending more than you're bringing in. Once you've got that under control, consider placing what extra you have every month in an automated savings plan. Learn more about how to be smarter with your money with renowned financial expert Julie Stav.

    Once you have set aside an account for your immediate needs and possible emergencies, consider longer-term investments, such as IRAs and 401k. A wise financial plan maintains a comfortable balance between your need for safety and your desire for growth. Learn more about how to be smarter with your money with renowned financial expert Julie Stav.
  • Save Time
    Spend time to save time. Sound odd? Whether it's taking better notes during meetings, learning a new skill, or making to-do lists, sometimes investing time to simplify or streamline tasks is the most efficient way to save time in the long run.

    Save Money
    During tax season (and year round, too), the more organized you are, the easier and more quickly your tax preparer can file your taxes. And that means money saved — and a faster refund in your bank account.

    Save for the Future
    Spend less that you earn. It sounds so simple, but for many of us, it's not. If you spend more money than you make, the borrowed money that covers the difference — often in the form of credit cards or a loan — comes with interest which can quickly add up.
  • Save Time
    Make a list of next month’s birthdays, anniversaries, etc., and keep it with you, in case you find the perfect gift while running errands.

    Save Money
    Find out if your county or local utility company does energy audits, and see if your home is leaking heat or air conditioning. Getting a few items fixed can lower your utility bill for years to come.

    Save for the Future
    If you use coupons or savings club cards at the grocery store, take the amount you saved shown on the receipt and put it into savings.
  • Save Time
    Use the alarm function on your cell phone to set reminders to take medication, pick up kids from school or other important tasks.

    Save Money
    Knowing your credit score and fixing any errors on your credit report are easy ways to get the best possible interest rate — saving you quite a lot of money long-term — when you’re looking for a loan. By federal law, you can get one free copy of your credit report each year. Resolving problems early can improve your credit score and save you money throughout the life of your loans.

    Save for the Future
    If you pay off a debt, such as a student loan or credit card bill, take the same amount you were putting toward the debt and put it into a savings account.
  • Save Time
    During the holidays, shop online early to save time. Plan meals ahead of time. Cut back on your social commitments. Prepare and freeze desserts or snacks you can reheat quickly for surprise guests.

    Save Money
    Plant a vegetable garden in your backyard to save money on produce from the grocery store. One bell pepper plant can yield more than $30 worth of peppers!

    Save for the Future
    Continue to put money into savings, even while paying off a loan. This will help build an emergency fund or reach other financial goals faster. Once you pay off a loan, consider applying that same payment amount directly into savings.