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Taxes  |  My GreenGuide®

  • Interested in Reducing Your Health Care and Dependent Care Expenses? Consider a Flexible Spending Account or FSA.
  • The Most Commonly Missed Tax Deductions. Click here to learn more.
  • 10 Tax Questions and Answers for Struggling Taxpayers. Click here to learn more.
Tips
Tips icon
  • Save Time
    Make a list. Planning eliminates extra trips — grocery, shopping, and errands — due to forgotten items. And when you can, combine trips to save even more time.

    Save Money
    Review two or three of your most recent credit card bills, highlighting all your essential purchases: the non-essential items that remain might surprise you. Prioritize your luxury spending, cutting out the items that you don't really need.

    Save for the Future
    When buying major appliances such as a refrigerator, washer, dryer or dishwashing machine, spend slightly more now to save more money in the long run on energy and water bills: buy the appliance with the highest ENERGY STAR and WaterSense ratings that you can afford.
  • Save Time
    Sleep more. Yes, sleep more. By incorporating a 15-20 minute power nap into your routine, you'll be more alert and efficient at work, saving time during your day.

    Save Money
    Think of saving as a central goal in itself: every time you rent a movie, eat at a restaurant, buy a coffee or luxury item, you are delaying your goal. Alternately, when you spend money on luxury items, transfer an equal amount into your savings.

    Save for the Future
    Spend less than you earn. Crazy, right? How do you achieve this? Start with a budget. Knowing your income & expenses will help you reduce the need to borrow (credit cards, loans) and allow you to save.
  • Save Time
    To save time, do your grocery shopping in the middle of the week, when lines are shorter and stores are not as crowded.

    Save Money
    Track all of your spending for two weeks—this includes coffee, magazines, tollbooths, etc. Look at the results and see where you might able to cut back.

    Save for the Future
    Put all your coin change you receive from purchases into a jar. At the end of the month, take the jar's contents to the bank and put it right into savings.
  • Save Time
    Buy a pack of birthday, anniversary, wedding, congratulations and baby cards all at once to avoid individual trips to the store when you need one.

    Save Money
    Wash and reuse zip close plastic bags, particularly if they only held things for a short period of time.

    Save for the Future
    If you get a raise at work, consider adding that amount to your 401(k) or other monthly retirement savings.
  • Save Time
    When having company over, don't try to make the whole meal by yourself. Buy a few pre-made sides, and just put them in nice serving dishes.

    Save Money
    Set up a baby-sitting exchange with friends. They watch your children for free if you watch theirs.

    Save for the Future
    If unexpected money comes your way, such as a work bonus, overtime or side project, put the money directly into your savings account.
  • Save Time
    Fold your laundry while watching a favorite TV show or listening to a good podcast.

    Save Money
    When you're considering a loan, be mindful of fees. In addition to your interest rate, always ask about closing costs, service fees or other charges.

    Save for the Future
    Set a monthly budget — and stick to it! Soon you'll be saving faster than ever.
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