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Home Construction Loans

Building a new home or purchasing a home under construction is a big commitment requiring time and money. Fortunately, we offer great solutions for construction loans to help you save both.

If you are planning to build a new home...

The "One-Time-Closing Construction to Permanent Program" is approved and closed before construction begins. You'll save time and money with one closing, one set of closing costs and one construction loan.

Construction Permanent loans are available with fixed-rate or adjustable-rate mortgages. Buyers are charged interest on funds as they are drawn to build during construction.

Lean more about the Process of the Construction/Perm Loan.

If you are renovating an existing home...

The "Renovation & Repair Program" is a single-close construction loan designed for this purpose. Financing is available for a purchase or refinance and the loan amount is based on the "as complete" value of the home.

For information on either of these construction loan and other programs, contact your local Regions Mortgage Loan Originator.

Learn more about construction loans and other loan type options by reviewing the disclosures provided below:

Inquire Now Construction Loans