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Fixed Rate Mortgages

Fixed-rate mortgages provide you with the security of having the same interest rate over the life of the loan and the comfort of knowing that your monthly principal and interest payment will not change.

Terms: A variety of terms are available. For details, contact your local Regions Mortgage Loan Originator.

Loan-to-Value: Loan-to-value refers to the ratio of the mortgage loan's principal to the property's appraised value or its sales price, whichever is lower.

Loan Amount Limits: For maximum amounts, contact your local Regions Mortgage Loan Originator

In addition, Regions offers government-supported fixed-rate financing options such as FHA loans, which are backed by the Federal Housing Administration, and VA loans, which are available to individuals who have served a specific time in the United States Armed Forces. Please contact your nearest Regions office for terms, loan limits and other details on FHA and VA loans.

Regions BiWeekly Express Programs

The Regions BiWeekly Express Mortgage is a loan option designed for the customer who is looking to pay off their mortgage ahead of schedule. Some details of this program are outlined below:

  • BiWeekly Express payments are required to be drafted from a Regions Bank checking or money market account.
  • BiWeekly Express payments are drafted every other Tuesday, for a total of 26 payments during a 12 month period, allowing the loan to be paid in full on average of four to six years early
  • Conforming and Jumbo Loan amounts available up to $2,000,000

Learn more about fixed rate mortgages and other loan type options by reviewing the disclosures provided below:

For more information regarding our Fixed Rate Mortgage product options, please locate a Regions Mortgage Loan Originator or give us a call at 1-877-536-3286.

 

Subject to Credit Approval

 

 

Call 1-800-REGIONS