Terms: 10, 15, 20 and 30 year terms available
Loan-to-Value: Loan-to-value refers to the ratio of the mortgage loan's principal to the property's appraised value or its sales price, whichever is lower.
Loan Amount Limits: Maximum of $417,000. Higher loan amounts available for two, three and four units. A jumbo limited term product is available to $2,000,000. Higher amounts may be available.
In addition, Regions offers government-supported fixed-rate financing options such as FHA loans, which are backed by the Federal Housing Administration, and VA loans, which are available to individuals who have served a specific time in the United States Armed Forces. Please contact your nearest Regions office for terms, loan limits and other details on FHA and VA loans.
Sample Fixed Rate Mortgage Payment Schedule
| Amortization Term: |
15 Years |
30 years |
| Loan Amount: |
$100,000.00 |
$100,000.00 |
| Loan to Value %: |
80% |
80% |
| Interest Rate: |
4.125% |
4.875% |
| APR: |
4.436% |
5.059% |
| Monthly Payment |
180 payments of $745.97 |
360 payments of $529.21 |
Please note, the Monthly Payment outlined above does not include taxes and insurance and the actual payment will be greater.
Learn more about Interest-Only Mortgage Payments, Mortgage Settlement Statements, and ARM Loans.
For more information please locate a Regions Mortgage Loan Originator or give us a call at 1-877-536-3286.
This is a sample payment schedule, provided in accordance with Regulation Z, Truth-In-Lending, section 226.24(c)(2)(ii)&(iii). Loan specific disclosures will be provided upon application.
Subject to Credit Approval