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Alternative Education Loans
Let us help you pay for college.
We offer an alternative loan product to help you meet the total cost of higher education. This product is convenient and affordable with high approval rates and no payments while you are in school.
  • Excellent interest rates & fees as low as Prime plus 0% with no fees, based on your or your co-borrower's credit.
  • High approval rates more than 80% of the applicants for the signature loan are approved. Those who apply with a credit-worthy co-borrower are generally approved in the good or excellent credit tier.
  • Combined Billing when it is time to repay your loans, our service (SallieMae) will send you one monthly billing statement that includes all of your federal and private loans.

Do I need a co-borrower?

  • A co-borrower is required only if you are an international student, have no credit or an insufficient credit history.
  • It is to your advantage to apply with a co-borrower because it may lower your interest rate and fees.
  • After you make your first 24 payments of principal and interest on time, you may apply to have your co-borrower released. You must meet applicable credit requirements at that time.

Four-year College Students:

   

Community College Students:

   

Signature Student Loan Q's & A's

Q. Am I eligible for this loan?

A. You are eligible if you are attending school at least half time and are pursuing a degree. You must also have an established credit history or have a credit worthy co-borrower.

Q. How much can I borrower?

A. You can borrow up to the full cost of your education, less federal loans and any other financial aid you have already received.

Q. When do I start repaying my loans?

A. Repayment begins six months after you leave school. Minimum monthly payment is $50. Repayment options are available.

Loan Limits

The following loan limits apply to loans originated under this program:

  • Minimum loan amount: $500
  • Annual limit: Cost of education minus other financial aid
  • Aggregate limit for Signature and all other outstanding education debt:
Aggregate Loan Limits Without a co-borrower With a co-borrower
Undergraduate $100,000* No Limit
Graduate

$150,000*

No Limit

Selected Health Professions

$200,000**

No Limit

* These limits include all student loan debt, both federal and private.
** Selected health professions include Allopathic, Osteopathic, Dentistry, Veterinary, Optometry, Podiatry, Pharmacy, and Clinical Psychology.

For more information, please call 1-800-858-7822 or email Studentlending@regions.com.