- Excellent interest rates & fees as low as Prime plus 0% with no fees, based on your or your co-borrower's credit.
- High approval rates more than 80% of the applicants for the signature loan are approved. Those who apply with a credit-worthy co-borrower are generally approved in the good or excellent credit tier.
- Combined Billing when it is time to repay your loans, our service (SallieMae) will send you one monthly billing statement that includes all of your federal and private loans.
Do I need a co-borrower?
- A co-borrower is required only if you are an international student, have no credit or an insufficient credit history.
- It is to your advantage to apply with a co-borrower because it may lower your interest rate and fees.
- After you make your first 24 payments of principal and interest on time, you may apply to have your co-borrower released. You must meet applicable credit requirements at that time.
Four-year College Students:
Community College Students:
Signature Student Loan Q's & A's
Q. Am I eligible for this loan?
A. You are eligible if you are attending school at least half time and are pursuing a degree. You must also have an established credit history or have a credit worthy co-borrower.
Q. How much can I borrower?
A. You can borrow up to the full cost of your education, less federal loans and any other financial aid you have already received.
Q. When do I start repaying my loans?
A. Repayment begins six months after you leave school. Minimum monthly payment is $50. Repayment options are available.
Loan Limits
The following loan limits apply to loans originated under this program:
- Minimum loan amount: $500
- Annual limit: Cost of education minus other financial aid
- Aggregate limit for Signature and all other outstanding education debt:
| Aggregate Loan Limits |
Without a co-borrower |
With a co-borrower |
| Undergraduate |
$100,000* |
No Limit |
| Graduate |
$150,000* |
No Limit |
| Selected Health Professions |
$200,000** |
No Limit |
* These limits include all student loan debt, both federal and private.
** Selected health professions include Allopathic, Osteopathic, Dentistry, Veterinary, Optometry, Podiatry, Pharmacy, and Clinical Psychology.
For more information, please call 1-800-858-7822 or email Studentlending@regions.com.