Select an option below,
visit a Regions branch or give us a call at
1-888-IN-A-SNAP.
A Loan Representative will be happy to assist you with any of our auto loan products.
At Regions, we make it easy to purchase the vehicle you're looking for through a variety of auto loans. Flexible terms, competitive rates and prompt2 credit decisions are just a few of the advantages you'll receive as a Regions customer. And if you're ready to select, outfit and build your new car online today, you can use our Regions Auto Center now. Save time and money with no-hassle car buying, 24/7.
Compare Accounts - Auto Loans |
| Features & Benefits |
Find, build and buy the car you want, all in one easy process. |
Already have a vehicle in mind? Purchase or refinance today using the Regions Auto Loan process.5 |
| |
What you need to apply |
What you need to apply |
| Overview |
Avoid haggling. You'll receive a price and guaranteed savings* before you even talk to a dealer. Members have seen an average savings of $2,973 off MSRP.** |
Straightforward financing, online or by phone, whatever your preference. Rely on Regions for competitive rates and flexible terms. |
| APR1 |
2.04% - 9.89% |
3.19% - 15.22% |
| Loan Amount |
Minimum $2,000 |
$5,000 up to $100,000 |
| Loan to Value3 |
Up to 130% |
120% LTV |
| Collateral |
- New or used automobiles
- Light trucks up to 1/2 ton
- No other liens
- No more than seven years old
|
- New or used automobiles and light trucks
- Maximum age is seven years old.
|
| Mileage Limits |
Up to 120,000 miles |
Less than 90,000 miles |
| Terms |
| Car Age: |
Term: |
| 2012-2014 |
48-75 months |
| 2009-2011 |
48-72 months |
| 2008 |
48-60 months |
| 2007 |
36-48 months |
| 2006 |
36 months |
|
30 - 72 months; based on age of vehicle |
| Additional Information |
- Purchase Only from a Franchised Dealership
- No Rate Discounts Available
- No Cash Out
|
- Purchase or Refinance a New or Used Vehicle
- Rate Discounts Available4
- No Cash Out
|
| |
What you need to apply |
What you need to apply |
| |
Find, build and buy the car you want, all in one easy process. |
Already have a vehicle in mind? Purchase or refinance today using the Regions Auto Loan process.5 |
*Estimated Price and Savings currently not available in AR, CO, KS, LA, MD, NE, OK, OR, TX, VA, and WA. In these states, a "Target Price" is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options.
**Between 04/01/13 and 04/30/13, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on user new vehicle configurations was $2,973, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. TrueCar does not sell or lease motor vehicles. Your actual purchase price is negotiated between you and the dealer. Price is guaranteed by dealer not this company or TrueCar.
1. Advertised Annual Percentage Rates (APRs) are available only to borrowers who meet our credit requirements and enter into loan documents secured by a vehicle with no other liens. These APRs are subject to change at any time. Your APR and repayment terms will depend on your credit history, loan amount and term of your loan. For example, with an APR of 5.43%, a loan amount of $15,000 and a term of 60 months, the monthly payment would be $286.06. Vehicle information as well as drivers license number, issue date and expiration date for all borrowers are required to complete the application. Additional restrictions may apply.
2. 30-minute responses apply only to applications received between 7 a.m. and 6 p.m. Central Time.
3. Loan to Value (LTV) based on dealer invoice on new vehicles or NADA value for used vehicles plus tax, tag and title fees.
4. Interest rate discount of 0.25% off approved APR if you choose to have all monthly payments automatically deducted from your Regions checking or savings account. Rate discount is included in the APR example provided above.
5. There is an account processing fee of $100.
What will I need to know before I apply?
- Your credit report should not show any bankruptcies, foreclosures, short sales or previous major credit issues.
- We will verify all sources of employment and income.
- We may ask you to provide copies of tax returns to verify income.
What will I need to complete my application?
- Social Security number
- Mailing address
- Driver's license number, issue date and expiration date
- Current email address
- Gross monthly income
- Estimated value of property
- Collateral description (VIN, year, make, model, etc.)