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Auto Loans

	•	Learn more about buying a car with auto loans from Regions Bank

At Regions, we make it easy to purchase the vehicle you're looking for through a variety of auto loans. Flexible terms, competitive rates and prompt2 credit decisions are just a few of the advantages you'll receive as a Regions customer. And if you're ready to select, outfit and build your new car online today, you can use our Regions Auto Center now. Save time and money with no-hassle car buying, 24/7.

Compare Accounts - Auto Loans
Features & Benefits Find, build and buy the car you want, all in one easy process. Already have a vehicle in mind? Purchase or refinance today using the Regions Auto Loan process.4
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What you need to apply
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What you need to apply
Overview Avoid haggling. You'll receive a price and savings certificate from the dealer.* Customers have seen an average savings of $3,078 off MSRP.** Straightforward financing, online or by phone, whatever your preference. Rely on Regions for competitive rates and flexible terms.
Interest Rates1
2.04% - 9.89%
3.24% - 14.99%
Loan Amount
Minimum $2,000
$2,000 up to $100,000
Loan to Value3
Up to 130%
Up to 120% LTV
Collateral
  • New or used automobiles
  • Light trucks up to 1/2 ton
  • No other liens
  • No more than seven years old
  • New or used automobiles and light trucks
  • Maximum age is seven years old.
Mileage Limits
Up to 120,000 miles
Less than 90,000 miles
Terms
Car Age: Term:
2012-2014 48-75 months
2009-2011 48-72 months
2008 48-60 months
2007 36-48 months
2006 36 months
30 - 72 months; based on age of vehicle
Additional Information
  • Purchase Only from a Franchised Dealership
  • No Rate Discounts Available
  • Purchase or Refinance a New or Used Vehicle
  • Rate Discounts Available1
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What you need to apply
Apply Now
What you need to apply
  Find, build and buy the car you want, all in one easy process. Already have a vehicle in mind? Purchase or refinance today using the Regions Auto Loan process.4

* Target Price is an estimate of what you can reasonably expect to pay for your vehicle as configured.  This estimate is based on TrueCar’s analysis of anonymous and aggregated market data, and is adjusted as market conditions change.  Each dealer sets and controls its own pricing, and will confirm availability from actual inventory, including options and colors.

** Between 7/1/13 and 9/30/13, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified Dealers, was $3,078, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.

1. Advertised Interest Rates are available only to borrowers who meet our credit requirements and enter into loan documents secured by a vehicle with no other liens. These Interest rates are subject to change at any time. Receive a 0.25 rate discount on loan amounts of $5,000 or greater if you elect to have your payments auto drafted from your Regions checking account. Your Annual Percentage Rate (APR) and repayment terms will depend on your credit history, overall Interest rate, loan amount and term of your loan. For example, a used auto loan loan refinance with an APR of 4.23%, a loan amount of $17,000 and a term of 60 months, the monthly payment would be $ 314.85. Vehicle information as well as drivers license number, issue date and expiration date for all borrowers are required to complete the application. Additional restrictions may apply.

2. 30-minute responses apply only to applications received between 7 a.m. and 6 p.m. Central Time.

3. Loan to Value (LTV) based on dealer invoice on new vehicles or NADA value for used vehicles plus tax, tag and title fees.

4. There is an account processing fee of $100.

 

What will I need to know before I apply?

  • Your credit report should not show any bankruptcies, foreclosures, short sales or previous major credit issues.
  • We will verify all sources of employment and income.
  • We may ask you to provide copies of tax returns to verify income.

What will I need to complete my application?

  • Social Security number
  • Mailing address
  • Driver's license number, issue date and expiration date
  • Current email address
  • Gross monthly income
  • Estimated value of property
  • Collateral description (VIN, year, make, model, etc.)
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