* Information on Inactive Accounts.  This provision applies only to Basic Checking, and LifeGreen Checking account holders  An inactive account is defined as an account having no customer-initiated activity for a period of 92 consecutive days.  Customer-initiated activity includes deposits and withdrawals but does not include any fees and charges, which may be assessed to the account by the Bank.  Once your account becomes an inactive account (no activity for 92 consecutive days), you will be notified your account may be converted to a Check-for-Less account, which will be subject to the pricing schedule for Check-for-Less accounts.  Your account will be converted to a Check-for-Less account 30 days following our notice to you unless prior to the end of the 30-day period:

• You initiate activity (make a deposit or withdrawal) on your account, or
• You contact the Bank and complete all steps required to change your account type to an account not subject to these procedures.

Please refer to the pricing schedule for Check-for-Less accounts in the Additional Terms and Conditions section for pricing information.

† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 5%, which will be assessed at the time the fee is charged, unless exempt.