.
.

Regions Checking Accounts

Why a Regions Checking Account?

All LifeGreen Accounts come with:

Convenience

  • Online Banking with Bill Pay8
  • Secure Mobile BankingSM
  • Access to more than 2,100 ATMs
  • Regions Visa® CheckCard

Features & Benefits

  • Regions RewardsSM: Cash Back or Points6
  • Discount on Safe Deposit Box4
  • Discount on Personal Style Checks
  • Multiple Overdraft Protection Options5

Find the right account for you. Start Now

Which Checking Account is the Best Value and Right Fit for You?

Compare Accounts
LifeGreen® Checking

No Monthly Fee with: $1,500 average monthly statement balance OR Single direct deposit (payroll or government) per statement cycle of at least $500 OR Combined direct deposit (payroll or government per statement cycle of at least $1,000

OTHERWISE

$8 Monthly Fee1 with Online Statements ($101 with standard paper statements)

Open Now

You have direct deposit and want unlimited check writing.

Open Now
LifeGreen eAccess Account®

No Monthly Fee with: 10 Regions card purchases (debit or credit) per statement cycle 3

OTHERWISE

$8 Monthly Fee1 with Online Statements (optional standard paper statements available for $2† 2 a month. )

Open Now

The eAccess account is designed for customers who do most of their banking electronically, included in the Monthly Fee is processing for the first 3 checks per cycle period. For each additional check processed after 3 there is a $.50 fee. Please note Regions determines the free checks based on when they are presented for payment not when they are written.

You do most of your banking online, with little check writing.

Open Now
LifeGreen Simple Checking

Monthly Fee $5† 1 with Online Statements ($7† 1 with standard paper statements)

Open Now

You want the same great LifeGreen Checking account features with a flat monthly fee.

Open Now
LifeGreen Preferred Checking® This account earns interest!

No Monthly Fee with:$5,000 average statement balance OR combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs of $25,000 OR combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing7 OR Through April 23, 2014, any first mortgage originated with Regions currently open and in good standing. 7 Beginning April 24, 2014, any first-lien home mortgage with Regions in any amount and in good standing7 (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)

OTHERWISE

$18 Monthly Fee1 which includes Online Statements or standard paper statements

Open Now

You want to earn interest and enjoy more benefits.

Open Now
Age-Defined Accounts

62+ LifeGreen Checking
Learn More >

LifeGreen Checking for Students
Learn More >

† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

  1. To qualify for the Monthly Fee with Online statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Monthly Fee will become effective beginning with the end date of the statement cycle in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the "with standard paper statement" fee beginning with the end date of the statement cycle in which Online Statements are cancelled. Standard paper statements do not include item images. Paper statements with item images and other specialty statements are subject to separate fees which are not subject to waiver.
  2. Standard paper statements fee will be charged unless and until you become a Regions Online Banking customer who receives only Online Statements for this account. See footnote 1 above for information about how to activate online statements. We will discontinue the standard paper statements fee beginning with the end date of the statement cycle in which Online Statements are activated. If you cancel Online Statements or elect to continue receiving standard paper statements, the standard paper statements fee will resume beginning with the end date of the statement cycle in which you change your election.
  3. At the end of each checking account statement cycle, we will count the debit card purchases shown on that statement and the credit card purchases shown on your most recent credit card statement.
  4. Safe Deposit Box offers based on availability and discounts apply to one box per account.
  5. A Regions savings, money market or line of credit is required to set up an Overdraft Protection. Credit products subject to credit approval. Transfer fees apply.
  6. Regions Cashback Rewards allows you to earn cash back (credited directly to your checking account) on offers activated in Online or Mobile Banking for qualifying purchases made with your Regions Visa Check Card. See regions.com/cashback for details. Regions Relationship Rewards allows you to earn points (redeemable for merchandise, travel, gift cards and more) for making qualifying purchases on a Regions Relationship Rewards credit card, for obtaining certain Regions products or using certainRegions services. Fees may apply. See regions.com/ relationship rewards for details.
  7. Good standing means you are not past due or in default under your credit agreement.
  8. Online Banking and BIll Pay require enrollment using the Online Banking page of Regions.com.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

Regions Quick Guides® provide a summary of your accounts and services in an easy to read format. Quick Guides are currently available for:

Our mission at Regions is to Make Life Better for our customers, our associates and our communities. We do this through core values, guiding principals and our commitment to fair and responsible banking.