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Compare Checking Accounts

All Regions checking accounts offer these great features:

LifeGreen® Checking account

 

You have direct deposit and want unlimited check writing.

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LifeGreen eAccess Account

 

You do most of your banking online, with little check writing.

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LifeGreen Simple Checking account

 

You want the same great LifeGreen account features with a flat monthly fee.

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LifeGreen Preferred Checking account

Interest-Earning

You want to earn interest and enjoy the other added benefits of maintaining a more extensive relationship with Regions.

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No Monthly Fee with:

  • $1,500 average monthly statement balance in your LifeGreen Checking account

OR

  • ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000)14

OTHERWISE

  • $84 with online statements ($107 with paper statements)

No Monthly Fee with:

  • Any combination of at least 10 Regions CheckCard and/or credit card purchases5

OTHERWISE

  • $8 with online statements6 (optional paper statements available for $27 per month)

Monthly Fee:

  • $54 with online statements ($77 with paper statements)

No Monthly Fee with:

  • $5,000 average monthly statement balance in LifeGreen Preferred Checking account

OR

  • Combined minimum deposit balances from all of your Regions checking, savings, money markets,CDs and IRAs of $25,00012

OR

  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing8,12

OR

  • Any first-lien home mortgage with Regions in any amount and in good standing8 (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)

OTHERWISE

  • $18 per month

Additional Features

Additional Features

Additional Features

Additional Features

  • Unlimited check writing
  • LifeGreen Savings9 available with no monthly fee and option to earn an annual savings bonus
  • No fee for first three checks per statement period10
  • LifeGreen Savings9 available with no monthly fee and option to earn an annual savings bonus
  • Unlimited check writing
  • LifeGreen Savings9 available with no monthly fee and option to earn an annual savings bonus
  • Interest-bearing checking
  • Platinum Relationship Money Market11 available with no monthly fee
  • Unlimited check writing
  • Paper statements at no additional charge
  • No Regions ATM fee on two ATM transactions at other banks’ ATMs per statement period13
  • Cashier's Checks (no fee)
  • Travelers Checks (no fee)
  • Money Orders (no fee)

Minimum Deposit to Open

  • $50

Minimum Deposit to Open

  • $50

Minimum Deposit to Open

  • $50

Minimum Deposit to Open

  • $50

LifeGreen® Checking account

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LifeGreen eAccess Account

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LifeGreen Simple Checking account

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LifeGreen Preferred Checking account

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Age-Defined Accounts
Account Services
Account Guides

62+ LifeGreen Checking

You want the same great LifeGreen Checking account features with easier options to waive the monthly account fee and receive bonus features.

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LifeGreen Checking for Students

You want an account with no monthly fee for students age 25 or younger with the benefits of LifeGreen Checking.

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For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

1. Regions Relationship Rewards program allows you to earn points for your Regions personal banking activities. The Relationship Rewards $10 annual fee will be waived or refunded if you have a Relationship Rewards Credit Card, ACH direct deposits (such as a recurring payroll or government benefit deposit) to your Regions checking account, or if you have certain types of Regions checking accounts. Visit www.regions.com/relationshiprewards for the full terms of the rewards program.
2. Safe Deposit Box offers based on availability and discounts apply to one box per account.
3. A Regions savings, money market or line of credit is required to set up Overdraft Protection. Credit products subject to credit approval. Transfer fees apply.
4. To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled.
5. At the end of each checking account statement period, we will count the debit card purchases shown on that statement and the credit card purchases shown on your most recent credit card statement.
6. You must enroll in Regions Online Banking in order to activate Online Statements. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. We will discontinue the paper statements fee beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements or elect to continue receiving paper statements, your account will be subject to the paper statements fee beginning with the end date of the statement period in which you change your election.
7. Paper statement fee will be charged unless and until you become a Regions Online Banking customer who receives only Online Statements for this account. See footnote 6 above for information about how to activate Online statements. We will discontinue the paper statement fee beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements or elect to continue receiving paper statements, the paper statement fee will resume beginning with the end date of the statement period in which you change your election.
8. Good standing means you are not past due or in default under your credit agreement.
9. LifeGreen Savings may be opened with $5 when an automatically recurring monthly savings transfer from a Regions checking account is set up; otherwise, a minimum opening deposit of $50 is required. If opened online, a minimum opening deposit of $50 is required.
10. The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per statement period, with a $.50 fee for each additional check. Please note Regions determines the free checks based on when they are presented for payment not when they are written. This fee has been temporarily discontinued pending system modifications. We will notify you before the fee is reinstated.
11. A minimum opening deposit of $15,000 is required to open a standard Platinum Relationship Money Market.
12. Balances determined at the beginning of the last day of your checking account statement period.
All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.
13. ATM fees charged by other banks may apply.
14. For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
15. Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a branch. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.

Regions Quick Guides® provide a summary of your accounts and services in an easy to read format. Quick Guides are currently available for:

Our mission at Regions is to Make Life Better for our customers, our associates and our communities. We do this through core values, guiding principals and our commitment to fair and responsible banking.