ONLINE SERVICES
Select an Online Service
Find an ATM/Branch
City, State or Zip
SEARCH

Fixed Rate IRAs

MAKING IT EASY TO INVEST YOUR IRA CONTRIBUTIONS

Depositor's IRAs are designed for investors who need to build their IRA funds through contributions made at maturity and for those who want the assurance of a known return that a Fixed Rate Time Deposit1 (similar to a Certificate of Deposit) offers.



Find a rate in your area
Enter Zip Code
  Fixed Rate IRA
Balance Required to Open
  • $250

Account Benefits

  • You may choose from a Traditional IRA, Roth IRA, or Coverdell Education Savings Account
  • Interest rate fixed for the term of the IRA—terms range from 6 to 60 months
  • FDIC insured to the maximum allowed by law

Interest Earned

  • Compounded daily, paid quarterly on entire balance (unless set up for interest disbursements
Additional Deposits
  • Additional deposits are permitted during the grace period
Interest Tiers
  • Pays interest on all balances

Monthly Fee

  • None

Minimum Daily Balance Required (to waive monthly fee)

  • Not applicable

Statements

  • Annual

Bank where, when, and how you like

  • Access your account 24 hours a day, 7 days a week through Regions Online Banking or 1-800-REGIONS
  • Visit any one of our 2,000+ branches in 16 states

How to Apply

For more information, contact the Regions IRA Service Center at 1-800-388-4727.

Please consult a legal or tax professional for investment and/or tax advice.

1. These accounts can be opened with a Roth IRA, Education IRA or a Traditional IRA.