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Iowa Checking

EXPECT THE RIGHT IOWA CHECKING ACCOUNT TO SIMPLIFY AND ENHANCE YOUR LIFE.

It's important to choose a checking account that meets your financial needs yet provides you with the flexibility to fit into your everyday Iowa life. We know what you expect from your checking account: easy access to cash anytime; the opportunity to pay without cash; the ability to track your personal finances online from anywhere in the world; simplicity. But now it's time to expect more, like the enhanced benefits that come free with every Regions Iowa checking account.
  Compare Accounts - Iowa Checking
Features & Benefits
 
Opening Requirements
$50
$50
$1,000
Monthly Fee
$5
$15
$20
Annual Fee
None
None
$100
How to Avoid the Monthly Fee

Open a Visa® CheckCard AND one or more of the following services:

Direct Deposit OR

5 electronic transactions per month OR

Online Statements OR If you are 50 years old or greater and open 50+ LifeGreen Checking OR

If you are a student and open LifeGreen Checking for Students3

With $10,000 combined deposit balances in all checking, savings, money market, CD and IRAs,OR

$15,000 daily outstanding loan balance in all personal lines of credit, equity lines of credit, equity loans and credit cards in good standing, OR

$10,000 minimum daily balance in Preferred Plus Banking

 

 

With combined deposit balances of $25,000 in all checking, savings, money market and CDs,OR

combined $25,000 minimum outstanding loan balances from all personal lines of credit, equity loans and credit cards OR

a minimum daily balance of $25,000

 

 

How to Avoid the Annual Fee
N/A
N/A

With a Morgan Keegan brokerage relationship OR

Regions Morgan Keegan Trust relationship of $25,000 or greater; OR

with a 12-month average balance of $100,000 or more in the PFS Checking account

Related Savings Accounts with No Monthly Fees LifeGreen Savings4 Platinum Relationship Money Market5 Platinum Relationship Money Market5
Unlimited Check Writing
24-Hour Automated Telephone Banking
Free Online Banking with Bill Pay

Free Platinum Visa® CheckCard with CheckCard Rewards

Overdraft Protection Available1
Can Earn Interest
Free Travelers' Checks
Free or Discounted Checks
Discounted Safe Deposit Box2
Free Image Statements
with Online Statements only
 

Basic Checking is available with a minimum opening deposit of $50 and a $2 monthly fee.†

Available in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas and Virginia.

† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 5%, which will be assessed at the time the fee is charged, unless exempt.

Opening deposit requirements vary by account. Accounts subject to the Regions Bank Deposit Agreement.

  1. Subject to credit approval.
  2. Subject to availability.
  3. The LifeGreen Checking for Students monthly service charge will continue to be waived for a maximum of five (5) years from account opening date and until you turn 26 (whichever comes first).
  4. LifeGreen Savings may be opened with $5 when an automatically recurring monthly savings transfer from a Regions checking account is set up; otherwise, $50 opening deposit required. If opened online, $50 opening deposit required.
  5. A $15,000 opening deposit is required to open a standard Platinum Relationship Money Market.

It's So Easy To Switch – download6 our Switch Kit to get started making the switch.

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