Kentucky Checking

* Although Regions Mobile Banking is offered at no charge, data service charges may apply through your wireless carrier.
† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.
1. Regions Cashback Rewards allows you to earn cash back (credited directly to your checking account) on offers activated in Online or Mobile Banking for qualifying purchases made with your Regions Visa Check Card. See regions.com/cashback for details. Regions Relationship Rewards allows you to earn points (redeemable for merchandise, travel, gift cards and more) for making qualifying purchases on a Regions Relationship Rewards credit card, for obtaining certain Regions products or using certain Regions services. Fees may apply. See regions.com/ relationship rewards for details.
2. Safe Deposit Box offers based on availability and discounts apply to one box per account.
3. A Regions savings, money market or line of credit is required to set up an Overdraft Protection. Credit products subject to credit approval. Transfer fees apply.
4. To qualify for the monthly Base Fee, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Base Fee will become effective beginning with the end date of the statement cycle in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the “with standard paper statement” fee beginning with the end date of the statement cycle in which Online Statements are cancelled.
5. Standard paper statements do not include item images. Paper statements with item images and other specialty statements are subject to separate fees. These fees are in addition to the monthly "Base Fee" for the account and are not waived when you meet the criteria to avoid the monthly account fee. See "Miscellaneous Deposit Fees" in your pricing schedule for details about statement fees.
6. At the end of each checking account statement cycle, we will count the debit card purchases shown on that statement and the credit card purchases shown on your most recent credit card statement.
7. You must enroll in Regions Online Banking in order to activate Online Statements. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. We will discontinue the standard paper statements fee beginning with the end date of the statement cycle in which Online Statements are activated. If you cancel Online Statements or elect to continue receiving standard paper statements, your account will be subject to the standard paper statements fee beginning with the end date of the statement cycle in which you change your election.
8. Standard paper statements fee will be charged unless and until you become a Regions Online Banking customer who receives only Online Statements for this account. See footnote 7 above for information about how to activate online statements. We will discontinue the standard paper statements fee beginning with the end date of the statement cycle in which Online Statements are activated. If you cancel Online Statements or elect to continue receiving standard paper statements, the standard paper statements fee will resume beginning with the end date of the statement cycle in which you change your election.
9. LifeGreen Savings may be opened with $5 when an automatically recurring monthly savings transfer from a Regions checking account is set up; otherwise, a minimum opening deposit of $50 is required. If opened online, a minimum opening deposit of $50 is required.
10. The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per statement cycle, with a $.50 fee for each additional check. Please note Regions determines the free checks based on when they are presented for payment not when they are written.
11. A minimum opening deposit of $15,000 is required to open a standard Platinum Relationship Money Market.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.