One of the first steps we take in building lasting client relationships is to fully understand our client's goals and objectives. Our investment management process begins by you working with our experienced portfolio and relationship managers to fully understand and develop:
- The appropriate asset allocation
- Determining qualified and restricted securities within each asset class
- Determining optimal risk/return allocations
- Determining benchmarks for performance measurement
- Establishing review standards and timeframes
- Identifying and fulfilling reporting requirements needs
Our asset allocation model consists of two components, a longer-term, strategic allocation decision, and a more market specific, target asset allocation. Our strategic allocation decision is based upon the client's required rate of return and the asset mix that produces the most efficient returns for the given rate. This strategic allocation is put in place and remains consistent unless circumstances arise that would require a change in strategy. These circumstances would generally consist of (1) a change in investment policy, (2) change in required rate of return, or (3) significant change in long-term expected return profile of underlying assets classes. Our tactical asset allocation decisions are based on a closer examination of the valuations of the underlying asset classes, fixed income versus equities, as well as investment style valuations, large/small, growth/value, domestic/international.
After the above determinations have been made, we implement our various styles of investment management through our disciplined investment processes.
Equity Process and Philosophy
Fixed Income Process and Philosophy
Balanced Process and Philosophy
Contact us at 1-866-917-8730 to see how we can help you achieve your financial goals.
