This is a limited transaction account. There is an excessive Withdrawal/Item Fee of $3 per withdrawal in excess of 3 per month. Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer) from your savings account per statement cycle with no more than three (3) being by draft, check, debit card, or similar order (including POS transactions) to a third party. The preauthorized or automatic transactions may be initiated by Telephone Banking, PC Banking, RegionsNet Online Banking, or standing order. See Pricing Schedule for full details.