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Money Market Rates and Accounts

Why should you have to wait to invest in money market rates? With a Regions Money Market Account, you will begin earning money market rates with a small investment.



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  Regions Money Market Account1
Open Now. Money Market Rates
Balance Required to Open
  • $100

Account Benefits

  • With a Regions Money Market Account, you can earn a competitive interest rate and still have easy access to your funds. 
  • Regions Money Market can be linked to your Regions checking account for Overdraft Protection².
  • Transfer money between your Regions checking account and Regions Money Market without leaving home with Regions Online Banking and 1-800-REGIONS¹

Interest Earned

  • Money market rates compounded daily, paid monthly on collected balance
Interest Tiers
  • Under $2,500
  • $2,500 to $9,999.99
  • $10,000 to $24,999.99
  • $25,000 to $49,999.99
  • $50,000 or more

Monthly Fee

  • $12 (if minimum daily balance not met)

Minimum Daily Balance Required (to waive monthly fee)

  • $2,500

Statements

  • Monthly
  • Free standard check images with statements
  • Free Online Statements (with standard check images) available with Regions Online Banking3

Bank where, when, and how you like

  • Access your account 24 hours a day, 7 days a week through Regions Online Banking3 or 1-800-REGIONS
  • Visit any one of our 1,700 branches in 16 states

Other Account Features

  • 30% discount on one safe deposit box rental with an additional 10% discount for auto debit4 (subject to availability)

How to Apply

1. Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer) including drafts, checks, debit card, or similar order (including POS transactions) payable to a third party, from your money market account per statement cycle. The preauthorized or automatic transactions may be initiated by Telephone Banking, Regions Online Banking, or standing order. See pricing schedule for full details. There is an excessive Withdrawal/Item Fee of $15 per transfer in excess of six per monthly statement period. Limit does not apply to in-person withdrawals or withdrawals at an ATM. Exceeding the regulatory limit on transfers, payments or withdrawals on more than an occasional basis may result in money market account being converted to a transaction account.
2. Subject to applicable overdraft transfer fees. With Overdraft Protection, if one or more transactions would overdraw your checking account, we will automatically transfer money to your checking account from your linked money market account, as provided in the Regions Deposit Agreement.  We may decline to transfer funds if the balance for the linked account is insufficient to pay the overdraft. For each transfer, your checking account will be charged the transfer fee provided in the Regions Deposit Agreement pricing schedule, which is available at regions.com/agreements. See pricing schedule for full fee details.
3. To enroll in Online Statements, you must first enroll in Online Banking, which requires you to either: have a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a branch.
4. Auto debit must be from a Regions account.

For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.