Money Market Rates and Accounts

Why should you have to wait to invest in money market rates? With a Regions Money Market Account, you will begin earning money market rates with a small investment.

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  Regions Money Market2
Open Now. Money Market Rates
Balance Required to Open
  • $100

Account Benefits

  • With a Regions Money Market, you can earn a competitive interest rate and still have easy access to your funds. 
  • Regions Money Market can be linked to your Regions checking account for Overdraft Protection¹.
  • Transfer money between your Regions checking account and Regions Money Market without leaving home with Regions Online Banking and 1-800-REGIONS²

Interest Earned

  • Money market rates compounded daily, paid monthly on collected balance
Interest Tiers
  • Under $2,500
  • $2,500 to $9,999.99
  • $10,000 to $24,999.99
  • $25,000 to $49,999.99
  • $50,000 or more

Monthly Fee

  • $12 (if minimum daily balance not met)

Minimum Daily Balance Required (to waive monthly fee)

  • $2,500


  • Monthly
  • Free standard check images with statements
  • Free Online Statements (with standard check images) available with Regions Online Banking

Bank where, when, and how you like

  • Access your account 24 hours a day, 7 days a week through Regions Online Banking or 1-800-REGIONS
  • Visit any one of our 1,700 branches in 16 states

Other Account Features

  • 30% discount on safe deposit box rental with an additional 10% discount for auto debit (subject to availability)

How to Apply

1. Subject to applicable overdraft transfer fees. See pricing schedule for full fee details.
2. This is a limited transaction account. Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer) including drafts, checks, debit card, or similar order (including POS transactions) payable to a third party, from your money market account per statement cycle. The preauthorized or automatic transactions may be initiated by Telephone Banking, Regions Online Banking, or standing order. See pricing schedule for full details. There is an excessive Withdrawal/Item Fee of $15 per transfer in excess of six per monthly statement period. Limit does not apply to in-person withdrawals or withdrawals at an ATM.

†For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.



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