Regions Savings

A Regions savings account allows you to earn interest and can be used for overdraft protection.

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  Regions Savings2
Balance Required to Open
  • $50

Account Benefits

  • Pay yourself first by setting up automatic transfers (monthly, on paydays, or whenever you like) from your Regions checking account to Regions Savings
  • Regions Savings can be linked to your Regions checking account for Overdraft Protection¹
  • Transfer money between your Regions checking account and Regions Savings without leaving home with Regions Online Banking and 1.800.REGIONS

Interest Earned

  • Compounded daily, paid monthly on collected balance
Interest Tiers
  • Under $2,500
  • $2,500 to $9,999.99
  • $10,000 to $24,999.99
  • $25,000 to $49,999.99
  • $50,000 or more
Monthly Fee
  • $5 (if minimum balance not met)

Minimum Daily Balance Required (to waive monthly fee)

  • $300
Excessive Withdrawal/Item Fee
  • $3 per withdrawal in excess of 3 per month


  • Statements are monthly when your account has electronic debit activity or online transfers; otherwise you'll get quarterly statements
  • Free Online Statements available with Regions Online Banking

Bank where, when, and how you like

  • Access your account 24 hours a day, 7 days a week through Regions Online Banking or 1-800-REGIONS
  • Visit any one of our 1,700 branches in 16 states

Other Account Features

  • 30% discount on safe deposit box rental with an additional 10% discount for auto debit3 (subject to availability)

How to Apply

1. Subject to applicable overdraft transfer fees. See pricing schedule for full fee details. 
2. This is a limited transaction account. Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer) including drafts, checks, debit card, or similar order (including POS transactions) payable to a third party from your savings account per statement cycle. The preauthorized or automatic transactions may be initiated by Telephone Banking, Regions Online Banking, or standing order. See pricing schedule for full details.
3. Auto debit must be from a Regions account.