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Regions Now Banking

Get the card with no overdraft fees, and breathe easier

Now there's a Reloadable Card that makes sense for you

Get the prepaid Regions Now CardSM and use it everywhere VISA Debit is accepted. You don't even need a checking account.

Your Regions Now Visa® Prepaid Card is a smart way to control your money. It's safe, secure and easy to use. And you can only spend what you have, so there are no costly overdraft or interest fees.

How to load it

Use it lots of places

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Your Regions Now CardSM can be used anywhere Visa debit cards are accepted – in stores, online, even ATMs

Very safe, very secure **

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Funds loaded to the card are FDIC-insured and the card is protected by Regions SafeGuards, so you have protection from any unauthorized transactions or purchases. Plus, the card is safer than carrying cash because if your card is lost or stolen, you can get a replacement.

Make it automatic - and waive the monthly fee

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You can have your Regions Now Card monthly fee waived with qualifying direct deposits of $500 or more per month. Setting up your payroll, government benefit, etc., direct deposit is easy. You can fill in and print the direct deposit form, or just give your employer or government services agency the following information:

Get Your Now Card arrow Visit a Branch to Get Started

Regions Now CardSM

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Regions Now Card Fees

  • Monthly Fee $5 (No charge with $500 monthly direct deposit)
  • Load/Fund Fee (Regions Branch): $3 (Free with Regions check cashing)
  • Regions ATM Withdrawal/Balance Inquiry (In Network): No charge
  • Online card information, transaction history, online statements: No charge
  • Paper Statement Fee: $3
  • Review complete fee schedule

Terms and Conditions

Regions Now Banking logo

There is no withdrawal fee for using your Regions Now Card for transactions at any Regions Bank ATM. However, there may be a charge for transactions made at other bank ATMs.

**SafeGuards Worry-Free Fraud Protection covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Regions Bank promptly of any unauthorized use. Consult Regions Bank for card terms and conditions for additional details or visit visa.com/security.

* No charge with $500 monthly direct deposit.

Now you can cash checks without a checking account

You can cash checks - including handwritten, out-of-state, third party, insurance, tax refunds, business, government, and payroll - and get your cash immediately. It's easy to enroll, and there is no checking account required. Plus, there are no fee surprises. You just pay a percentage of the check amount - between 1% and 5%:

For Regions Checks*

Check Amount Fee
$10.00 or less No charge
$10.01 or greater 1.00% of check amount - $2 minimum fee and $20 maximum fee

For Non-Regions Checks

Category Check Amount Fee
Printed Payroll and Government Checks $1,500 and under


Over $1,500
1.50% of check amount - $3 minimum fee

2.00%
Other Check Typers
(handwritten payroll, two party consumer and business, insurance/settlement checks, cashier's/official checks)
Any Amount 3.00% of check amount - $3 minimum fee
Money Orders Any Amount 5.00% of check amount - $3 minimum fee

arrow Visit a Branch to Get Started

Check Cashing
  • Full Service Check Cashing - Most checks and amounts
  • Simple customer enrollment process
  • No checking account required
  • Pricing: percentage of check amount: 1% to 3% of check amount or 5% of money orders
  • Free load to Regions Now CardSMwhen cashing a check

picture of Now Card

Get Your Now Card

Regions Now Card Fees

  • Monthly Fee $5 (No charge with $500 monthly direct deposit)
  • Load/Fund Fee (Regions Branch): $3 (Free with Regions check cashing)
  • Regions ATM Withdrawal/Balance Inquiry (In Network): No charge
  • Online card information, transaction history, online statements: No charge
  • Paper Statement Fee: $3
  • Review complete fee schedule

Terms and Conditions

Regions Now Banking logo

* You may avoid check cashing fees for Regions checks by depositing your check with your financial institution for collection. You also may be able to avoid check cashing fees for Regions checks if you have a Regions Bank deposit account. Please see a Region Representative for details.

Regions reserves the right to refuse to cash any checks. Service may not be available at all Regions locations.

Now you can pay your bills with some serious speed1

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Urgent Payment delivery option available for many local/national payees
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No checking account required
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Simple customer enrollment process
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No hidden fees

Pay bills fast1 through Western Union®.

With Regions Now Banking, you can visit a Regions branch and pay your bills whenever you want, even up to the day the bill is due.

And there's no checking account required. Urgent Bill Payments within the U.S. state at $51 transfer fee.*

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Regions Now Banking logo

1. Payment delivery options are available for biller business days and may vary by biller. Payment delivery may be delayed or services unavailable depending on certain transaction conditions including the amount sent, destination country, currency availability, regulatory issues, identification requirements, imposition of fees, selection of delayed delivery options, biller cut-off times or posting procedures, or biller failure to properly or timely credit funds sent. Additional restrictions may apply. See Payments form for terms and conditions. Western Union may not be directly contracted with certain billers for the provision of payment services, which may limit delivery options available. The Western Union name, logo and related trademarks and service marks owned by Western Union Holdings, Inc., are used with permission.

* Prices subject to change without notice

Now there is a hassle-free way to send and receive money

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Simple customer enrollment process
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No checking account required
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Domestic and International Cash to Cash transfers
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Money can be picked up as cash
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Can be available to the receiver in minutes1

With Western Union Money Transfer® services, sending and receiving money is a breeze.

You can send money to virtually anyone, anywhere. And the funds are usually available within minutes1, or you can opt for next day1 arrival.

There's no checking account or credit card needed. Send $50 money transfer for $5 within the U.S.*

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Regions Now Banking logo

1. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See Send form for details.

* Prices subject to change without notice

Services may be subject to separate terms and conditions. Service may not be available at all Regions locations. See a Regions associate for details. The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.