We understand that life is busy. Forgetting to record a check or debit can easily happen to anyone. Avoid the overdraft fees that come with this oversight by linking your Regions checking accounts to a Regions overdraft product.
If your account is overdrawn, we will automatically transfer money to cover your transactions. And, if you’re enrolled in Online Statements, we’ll email you when this transfer has taken place.
Overdraft Protection Products:
- Regions Deposit Accounts - Regions Savings accounts or Money Market accounts are convenient overdraft protection options.
- Regions Credit Line - flexible solution for overdraft protection, while offering an unsecured line of credit.
- Regions Credit Card* - provides immediate overdraft protection and purchashing convenience.
Get Started:
Set up Overdraft Protection by linking your accounts today. Visit your nearest branch or call 1-800-REGIONS.
Information about Regions Overdraft Protections
We offer Overdraft Protection for eligible personal checking accounts. Funds are transferred from the funding account in $100 increments (if the funding account is a savings or money market with a balance of less than $100, all but $5 will be transferred). The applicable transfer fee is assessed to the checking account, LifeGreen Preferred Checking $10 (per day) and all other accounts, except PFS $15 (per day) and is subject to change.
Additional rules and fees on the various Overdraft Protection options are noted in the applicable Customer Agreements.
*The credit card program is issued and administered by FIA Card Services, N.A. Subject to credit approval. Any overdraft amount will be applied as a cash advance and will accrue interest at the APR stated in your Credit Card Agreement.