At Regions, we realize that your financial needs vary and that one product may not fit all of those needs. Whether you're looking to purchase a boat for a weekend retreat or purchase a new dining room set, we have personal loans to meet your needs!
| Compare Accounts - Personal Installment Loans |
| Features & Benefits |
Personal Unsecured Loan |
Deposit Secured Loan |
Boat Secured Loan |
Travel Trailer/Camper Secured Loan |
Other Secured Loan |
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What you need to apply |
What you need to apply |
What you need to apply |
What you need to apply |
To apply call
888-462-7627 or visit your local branch.
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| Minimum Amount |
$2,000 |
$2,000 |
$5,000 |
$5,000 |
$5,000-$75,000
(depending on collateral) |
| Maximum Amount |
Up to 25% of your annual gross income* |
Up to 100% of the account balance |
$75,000 |
$50,000 |
$30,000-$500,000
(depending on collateral) |
| Collateral Required |
None |
Regions savings account and time deposit account |
New or Used* with LTV up to 90%
*No more than 5 years old. |
New or Used* with less than 50,000 miles. LTV up to 90%
*No more than 5 years old. |
Documented vessel, motorcycle, motor homes or light farm equipment
(terms vary dependant upon collateral) |
| Regions Quick Guidessm |
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Quick Guide to Deposit Secured Loans
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| Competitive Fixed Interest Rates |
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| Rate Discounts Available1 |
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| No Pre-payment Penalty |
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| Prompt Credit Decisions2 |
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| Variety of Terms |
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What you need to apply |
What you need to apply |
What you need to apply |
What you need to apply |
To apply call
888-462-7627 or visit your local branch. |
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Personal Unsecured Loan |
Cash Secured Loan |
Boat Secured Loan |
RV/Camper Secured Loan |
Other Secured Loan |
Collateral Comparison
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RV/Motorhome |
Motorcycle |
Documented Vessel |
Light Farm Equipment |
| Loan Amount |
$50,000-$300,000 |
$5,000-$30,000 |
$75,000-$500,000 |
$5,000-$50,000 |
| Loan to Value (LTV) |
Up to 90% |
Up to 90% |
Up to 110% on new
Up to 85% on used |
Up to 80% on new
Up to 75% on used |
| Mileage Limits |
less than 50,000 miles |
less than 30,000 miles |
N/A |
N/A |
| New or Used |
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* |
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Purchase or Refinance Only
(no cash out) |
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* No more than five years old
What will I need to know before I apply?
- Your credit report should not show any bankruptcies, foreclosures, short sales or previous major credit issues.
- We will verify all sources of employment and income.
- We may ask you to provide copies of tax returns to verify income.
What will I need to complete my application?
- Social Security number
- Mailing address
- Driver's license number, issue date and expiration date
- Current email address
- Gross monthly income
- Estimated value of property
- Collateral description (VIN, year, make, model, etc.)
1. Receive a 0.25% interest rate reduction off the approved standard rate if you elect to have the payment automatically deducted from a Regions checking or savings account. Discount does not apply to cash secured personal loans or loan amounts less than $5,000.
2. Subject to credit approval.