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Personal Loans

At Regions, we realize that your financial needs vary and that one product may not fit all of those needs. Whether you're looking to purchase a boat for a weekend retreat or purchase a new dining room set, we have personal loans to meet your needs!

  Compare Accounts - Personal Installment Loans
Features & Benefits Personal Unsecured Loan Deposit Secured Loan Other Secured Loan
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What you need to apply
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What you need to apply
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What you need to apply
Minimum Amount $2,000 Secured by Savings Account: $250
Secured by Time Deposit:
$2,000
$5,000-$75,000
(depending on collateral)
Maximum Amount Up to 25% of your annual gross income* Up to 100% of the account balance $30,000-$500,000
(depending on collateral)
Collateral Required None Regions savings account or time deposit account For a complete list review our collateral Comparison Grid
Regions Quick Guides® Quick Guide to Installment Loans Quick Guide to Deposit Secured Loans Quick Guide to Installment Loans
Competitive Fixed Interest Rates checkmark checkmark checkmark
Rate Discounts Available1 checkmark   checkmark
No Pre-payment Penalty checkmark checkmark checkmark
Prompt Credit Decisions2 checkmark checkmark checkmark
Variety of Terms checkmark checkmark checkmark
  Apply Now
What you need to apply
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What you need to apply
Apply Now
What you need to apply
  Personal Unsecured Loan Deposit Secured Loan Other Secured Loan

Collateral Comparison

  RV/Motorhome Motorcycle Documented Vessel Light Farm Equipment Boat Secured Loan Travel Trailer/Camper Secured Loan
Loan Amount $50,000-$300,000 $5,000-$30,000 $75,000-$500,000 $5,000-$50,000 $5,000 - $75,000 $5,000 - $50,000
Loan to Value (LTV) Up to 90% Up to 90% Up to 110% on new
Up to 85% on used
Up to 80% on new
Up to 75% on used
Up to 90% Up to 90%
Mileage Limits less than 50,000 miles less than 30,000 miles N/A N/A N/A less than 50,000 miles
New or Used checkmark* checkmark* checkmark checkmark* checkmark checkmark
Purchase or Refinance Only
(no cash out)
checkmark checkmark checkmark checkmark checkmark checkmark

* No more than five years old

What will I need to know before I apply?

  • Your credit report should not show any bankruptcies, foreclosures, short sales or previous major credit issues.
  • We will verify all sources of employment and income.
  • We may ask you to provide copies of tax returns to verify income.

What will I need to complete my application?

  • Social Security number
  • Mailing address
  • Driver's license number, issue date and expiration date
  • Current email address
  • Gross monthly income
  • Estimated value of property
  • Collateral description (VIN, year, make, model, etc.)

1. Receive a 0.25% interest rate reduction off the approved standard rate if you elect to have the payment automatically deducted from a Regions checking or savings account. Discount does not apply to cash secured personal loans or loan amounts less than $5,000.
2. Subject to credit approval.

 

Call 1-800-REGIONS