To meet a variety of needs, we offer two personal, unsecured lines of credit.¹

Preferred Line of Credit

Lets you draw on your line whenever you need to, simply by writing a Preferred Line check for $100 or more, up to your credit limit

Receive monthly statement showing your available line, the minimum payment due and the outstanding balance

With questions on Preferred Line, call 1-800-588-1267.

Premium Line of Credit

Provides overdraft protection on most Regions checking accounts

Whenever the balance in your account is less than a check presented for payment, we'll advance you the money to cover the check - a personal loan that you repay with interest

Advances are made in $100 increments up to your credit limit

Your minimum monthly payment is automatically deducted from your checking account each month.

1. Subject to credit approval.