To meet a variety of needs, we offer two personal, unsecured lines of credit.1
Preferred Line of Credit
Lets you draw on your line whenever you need to, simply by writing a Preferred Line check for $100 or more, up to your credit limit
Receive monthly statement showing your available line, the minimum payment due and the outstanding balance
With questions on Preferred Line, call 1-800-588-1267.
Premium Line of Credit
Provides overdraft protection on most Regions checking accounts
Whenever the balance in your account is less than a check presented for payment, we'll advance you the money to cover the check - a personal loan that you repay with interest
Advances are made in $100 increments up to your credit limit
Your minimum monthly payment is automatically deducted from your checking account each month.
1. Subject to credit approval.