Personal Lines of Credit

At Regions, we realize that your financial needs vary and that one product may not fit all of those needs. To meet a variety of needs, we offer both secured and unsecured lines of credit. Whether you choose to take a vacation, upgrade appliances or need helping paying for a special event, Regions lines of credit are a flexible solution.

Compare Accounts - Personal Lines of Credit
Features & Benefits	Regions Credit Line	Preferred Line of Credit	Residency Relocation Line of Credit
	What you need to apply	What you need to apply	What you need to apply
Minimum Limit	$500	$3,000	$3,000
Maximum Limit	Up to $3,000	Up to $50,000 Unsecured	Up to $10,000
Annual Fee	$25	$50	$50
Minimum Payment	5% or $20, whichever is greater	3% or $50, whichever is greater	3% or $50, whichever is greater
Access via checks, Online Banking, telephone or your local branch
Can be used for	Overdraft Protection, minor home improvements, vacation, debt consolidation, etc.	Minor home improvements, vacation, debt consolidation, etc.	Relocation expenses or licensing fees for medical students transitioning to residency or fellowship positions
Collateral Required	None	None	None
	What you need to apply	What you need to apply	What you need to apply
	Regions Credit Line	Preferred Line of Credit	Residency Relocation Line of Credit