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Personal Lines of Credit

At Regions, we realize that your financial needs vary and that one product may not fit all of those needs. To meet a variety of needs, we offer both secured and unsecured lines of credit. Whether you choose to take a vacation, upgrade appliances or need helping paying for a special event, Regions lines of credit are a flexible solution.

  Compare Accounts - Personal Lines of Credit
Features & Benefits Regions Credit Line Preferred Line of Credit Residency Relocation
Line of Credit
Savings Secured Line of Credit
Regions Quick Guides® Quick Guide to
Regions Credit Line
Quick Guide to Regions Perferred Line of Credit   Quick Guide to Regions Savings Secured Line of Credit
  Apply Now
What you need to apply
Apply Now
What you need to apply
Apply Now
What you need to apply
To Apply Call 1-888-IN-A-SNAP or Apply at local branch
Minimum Limit $500 $3,000 $3,000 $250
Maximum Limit Up to $3,000 Up to $50,000 Unsecured
Up to $10,000 Up to $10,000
Annual Fee $25 $50 $50 $50
Minimum Payment 5% or $20, whichever is greater 3% or $50, whichever is greater 3% or $50, whichever is greater 5% of outstanding balance or $10, whichever is greater
Access via checks, Online Banking, telephone or your local branch checkmark checkmark checkmark checkmark
Can be used for Overdraft Protection, minor home improvements, vacation, debt consolidation, etc. Minor home improvements, vacation, debt consolidation, etc. Relocation expenses or licensing fees for medical students transitioning to residency or fellowship positions Minor home improvements, car repairs
Collateral Required None None None Regions Savings Account
  Apply Now
What you need to apply
Apply Now
What you need to apply
Apply Now
What you need to apply
To Apply Call 1-888-IN-A-SNAP or Apply at local branch
  Regions Credit Line Preferred Line of Credit Residency Relocation
Line of Credit
Savings Secured Line of Credit

 

What will I need to know before I apply?

  • Your credit report should not show any bankruptcies, foreclosures, short sales or previous major credit issues.
  • We will verify all sources of employment and income.
  • We may ask you to provide copies of tax returns to verify income.

What will I need to complete my application?

  • Social Security number
  • Mailing address
  • Driver's license number, issue date and expiration date
  • Current email address
  • Gross monthly income
  • Estimated value of property
  • Collateral description (VIN, year, make, model, etc.)