.
.

PFS Interest Checking Account

Key Benefits:
  • Unlimited Check Writing
  • Interest Bearing Checking
  • No Regions ATM Fee on Transactions at Other Bank ATMs
  • Regions Visa® CheckCard
Open Now

 

Open a PFS Checking account to earn higher interest while receiving the greatest range of benefits. Gain a Platinum Relationship Money Market for no additional monthly fee. Best of all, we'll waive the checking monthly fee based on your minimum daily balance or your combined balances between checking, savings, money markets, CDs and IRAs.

Save time and money while you bank on the go.

  • Use Online Banking with Bill Pay
  • Access your account quickly and safely with Text Banking, Mobile Web* (m.regions.com) and with our Mobile Apps
  • Carry Regions Visa CheckCard - it rewards you for your purchases

Keep it simple
  • With Direct Deposit you can ensure your funds are available as quickly as possible while going green
  • Avoid the hassle of paper statements with Online Statements and check images

Get peace of mind with...
  • Overdraft Protection: Link your LifeGreen Checking account to a Regions Savings or Money Market account, Regions Credit Line, or Regions Credit Card
  • Alerts: Sign up for Online and Mobile Banking with alerts to send you balance reminders

Regions Quick Guidesm to Your PFS Checking Account 

For more information about PFS Checking account, select the "Features" tab above.

Call 1-800-REGIONS

Find a Regions branch near you

* Although Regions Mobile Banking is offered at no charge, data service charges may apply through your wireless carrier.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

Account Benefits
  • Unlimited Check Writing
  • Regions Online Banking with Bill Pay
  • 24-Hour Automated Telephone Banking
  • Regions PFS Visa® CheckCard
  • Competitive interest rates
Avoid the Monthly Fee by Maintaining one or more of the following each statement cycle
  • $25,000 minimum daily balance in PFS Checking OR
  • Combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs of $25,000 OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing* OR
  • Through April 23, 2014, any first mortgage originated with Regions currently open and in good standing.* Beginning April 24, 2014, any first-lien home mortgage with Regions in any amount and in good standing* (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)
Monthly Fee
  • $20
Minimum Opening Deposit
  • $1,000
Interest Tiers
  • $500,000 or more
  • $250,000-$499,999.99
  • $100,000-$249,999.99
  • $50,000-99,999.99
  • $0-$49,999.99
Rewards Options
Checks
  • Regions custom recycled checks, PFS branded or any other personal style checks are $6.95
Traveler's Checks
  • Free
Safe Deposit Box
  • 50% discount on one safe deposit box rental with an additional 10% discount for auto debit from a Regions account (subject to availability)
Overdraft Protection
  • Overdraft protection available from Regions personal savings and money market account as well as Regions personal lines of credit, home equity lines of credit, and credit cards
Statement Options
  • Online Statements (including check images)
  • Paper Statements with Check Images (standard)
Other Account Features
  • Banking with Quicken®
  • Banking with Microsoft® Money
  • Installment loan discount with auto debit from a Regions account
Bonus Features
  • Relationship pricing on select CDs3
  • Wire Transfer Fee Waivers
  • Stop Payment Fee Waivers
  • Cashier's Checks (no fee)
  • Travelers Checks (no fee)
  • Money Order (no fee)
How to Apply

 

† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

1. Customers who either have an eligible consumer checking account that receive direct deposits, who have an eligible Regions Visa® Credit Card with Relationship Rewards, or who are Relationship Rewards Plus members may participate in Regions Relationship Rewards without paying an annual participation fee. Otherwise, participation is subject to an annual fee of $10. Other terms and conditions apply. Click the link above or contact a Regions associate for details.
2. Available to customers with a Regions Visa® CheckCard and who are enrolled in Regions Online Banking or Mobile Banking. Other terms and conditions apply. Click the link above or contact a Regions associate for details.
3. Relationship rates are available for customers who meet and maintain certain relationship requirements established by Regions Bank.

*Good standing means you are not past due or in default under your credit agreement.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

 

Interest Tiers
Balance Tier
$500,000 or more
$250,000 - $499,999.99

$100,000 - $249,999.99

$50,000 - $99,999.99
$0 - $49,999.99
 

APYs

Find a rate in your area
Enter Zip Code


Personal Pricing Schedule


Account Fees1
Fee Amount
Monthly Fee (if fee waiver requirements not met) $20

Ways to Avoid the Monthly Fee
  • $25,000 minimum daily balance in PFS Checking OR
  • Combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs of $25,000 OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing* OR
  • Through April 23, 2014, any first mortgage originated with Regions currently open and in good standing.* Beginning April 24, 2014, any first-lien home mortgage with Regions in any amount and in good standing* (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)


Overdraft Protection
  • We understand that things happen. Simply link your LifeGreen Preferred Checking account to another Regions savings, money market, or credit account for overdraft protection.

Source of Overdraft Protection Funds Transfer Fee
Regions savings or money market account $0 per daily transfer
Regions Line of Credit $0 per daily transfer
Regions Visa® Credit Card $0 per daily transfer

 

1. Additional fees may apply. See Personal Pricing Schedule for details.

†For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax 6%, which is assessed at the time the fee is charged, unless exempt.

*Good standing means you are not past due or in default under your credit agreement.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

Call 1-800-REGIONS