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PFS Checking

THE RIGHT CHECKING ACCOUNT CAN SIMPLIFY YOUR LIFE

PFS Checking lets you access funds like a checking account, while earning interest like a money market. This premier account offers the flexibility you have come to expect from Regions.



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  Regions PFS CheckingSM*

This account is offered for Regions and Morgan Keegan customers.

Account Benefits

  • Unlimited check writing
  • FREE Regions Online Banking with Bill Pay
  • 24-Hour Automated Telephone Banking
  • Free Regions PFS Platinum Visa® CheckCard with CheckCard Rewards
  • Highest interest paid for a checking account
  • Security of FDIC Insurance Coverage up to the maximum amount permitted by law

Interest Tiers

  • $500,000 or more
  • $250,000-$499,999.99
  • $100,000-$249,999.99
  • $50,000-$99,999.99
  • $0 - $49,999.99

Interest Tiers Based On

  • Account Balance

Monthly Fee†

  • $20

Annual Fee†

  • $100
Ways to Avoid the Monthly Fee
  • With combined deposit balances of $25,000 in all checking, savings, money market and CDs OR

  • combined $25,000 minimum outstanding loan balances from all personal lines of credit, equity loans and credit cards OR
  • a minimum daily balance of $25,000 in PFS Checking
Ways to Avoid the Annual Fee
  • With a Morgan Keegan brokerage relationship OR
    Regions Morgan Keegan Trust relationship of $25,000 or greater;
    OR with a 12-month average balance of $100,000 or more in the PFS Checking account

Minimum Opening Deposit

  • $1,000

Checks

  • Free PFS Branded Checks (plus select personal checks)

Overdraft Protection

  • Available (subject to credit approval)

Travelers’ Checks

  • Free

Statement Options

  • Free Online Statements (including check images)
  • Free Check Images (standard)
  • Free Check Safekeeping (optional)
  • Free Enclosures (optional)

Other Account Features

  • All miscellaneous service fees waived except non-sufficient funds, overdraft, and safe deposit box fees.
  • 50% discount on safe deposit box rental with an additional 10% discount for auto debit (subject to availability)
  • First year annual fee waived on home equity line of credit (based on credit approval)
  • Banking with Quicken®
  • Banking with Microsoft® Money
  • Installment loan discount with auto debit

Bonus Features

  • Premium rate on most CDs with terms of six months or longer
  • Free Wire Transfers
  • Free Stop Payments

How to Apply

† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 5%, which will be assessed at the time the fee is charged, unless exempt.