Regions | PFS Checking

PFS Checking lets you access funds like a checking account, while earning interest like a money market. This premier account offers the flexibility you have come to expect from Regions.

Regions PFS Checking^SM*
This account is offered for Regions and Morgan Keegan customers.
Account Benefits	Unlimited check writing FREE Regions Online Banking with Bill Pay 24-Hour Automated Telephone Banking Free Regions PFS Platinum Visa® CheckCard with CheckCard Rewards Highest interest paid for a checking account
Interest Tiers	$250,000 or more $100,000-$249,999.99 $50,000-$99,999.99 $0 - $49,999.99
Interest Tiers Based On	Account Balance
Monthly Service Fee	$20†* (waived with combined deposit balances of $25,000 in all checking, savings, money market and CDs, OR combined $25,000 minimum outstanding loan balances from all personal lines of credit, equity loans and credit cards or a minimum daily balance of $25,000.)
Annual Service Fee	$100†** (waived with a Morgan Keegan brokerage relationship of $25,000 or greater)
Minimum Opening Deposit	$1,000
Checks	Free PFS Branded Checks (plus select personal checks)
Overdraft Protection	Available (subject to credit approval)
Travelers’ Checks	Free
Statement Options	Free Online Statements (including check images) Check Safekeeping Free (optional) Check Images Free (standard) Check Enclosures Free (optional)
Other Account Features	All miscellaneous service fees waived except non-sufficient funds, overdraft, and safe deposit box fees. Safe Deposit Box rental discount 50% (subject to availability) First year annual fee waived on home equity line of credit (based on credit approval) Banking with Quicken® Banking with Microsoft® Money Installment loan discount with auto debit
Bonus Features	Bonus rate on most CDs with terms of six months or longer Free Wire Transfers Free Stop Payments
How to Apply	Visit a Local Branch Call 1-800-REGIONS

* Monthly fee waived with combined deposit balances of $25,000 in all checking, savings, money market and CDs, or combined $25,000 minimum outstanding loan balances from all personal lines of credit, equity loans and credit cards or a minimum daily balance of $25,000.

** Annual Fee waived with a Morgan Keegan brokerage relationship of $25,000 or greater.

† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 5%, which will be assessed at the time the fee is charged, unless exempt.

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