PFS Checking lets you access funds like a checking account while earning interest like a money market. This premier, high interest checking account offers the flexibility you have come to expect from Regions.
Find a rate in your area
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Regions PFS CheckingSM*
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This account is offered for Regions and Morgan Keegan customers. |
Account Benefits |
- Regions IdentityProtectsm
- Unlimited check writing
- FREE Regions Online Banking with Bill Pay
- 24-Hour Automated Telephone Banking
- Free Regions PFS Visa® CheckCard
- Highest interest paid for a checking account
- Security of FDIC Insurance Coverage up to the maximum amount permitted by law
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Interest Tiers |
- $500,000 or more
- $250,000-$499,999.99
- $100,000-$249,999.99
- $50,000-$99,999.99
- $0 - $49,999.99
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Interest Tiers Based On |
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Monthly Fee† |
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Annual Fee† |
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| Ways to Avoid the Monthly Fee |
- With combined deposit balances of $25,000 in all checking, savings, money market, CDs and IRAs OR
- Combined $25,000 minimum outstanding balances from all personal installment loans, lines of credit, equity loans and credit cards OR
- A minimum daily balance of $25,000 in PFS Checking OR
- Any first mortgage originated with Regions Mortgage currently open and in good standing.
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| Ways to Avoid the Annual Fee |
- Regions Trust relationship of $25,000 or greater; OR
with a 12-month average balance of $100,000 or more in the PFS Checking account
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Minimum Opening Deposit |
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Checks |
- Regions custom recycled checks, PFS branded or any other personal style checks are $6.95
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Overdraft Protection |
- Available (subject to credit approval)
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Travelers’ Checks |
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Statement Options |
- Free Online Statements (including check images)
- Free Check Images (standard)
- Free Check Safekeeping (optional)
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Other Account Features |
- All miscellaneous service fees waived except non-sufficient funds, overdraft, and safe deposit box fees.
- 50% discount on one safe deposit box rental with an additional 10% discount for auto debit (subject to availability)
- First year annual fee waived on home equity line of credit (based on credit approval)
- Banking with Quicken®
- Banking with Microsoft® Money
- Installment loan discount with auto debit
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Bonus Features |
- Premium rate on most CDs with terms of six months or longer
- Free Wire Transfers
- Free Stop Payments
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How to Apply |
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† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.