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Regions LifeGreen Preferred Checking Account

Key Benefits:
  • Unlimited Check Writing
  • Interest Bearing Checking
  • Regions Visa® CheckCard with Cashback Rewards
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Open a LifeGreen Preferred Checking® account for more freedom, more green and more features. Best of all, we'll waive the monthly fee based on your average monthly statement balance or your combined balances between your Regions checking, savings, money markets, CDs and IRAs.

Save time and money while you bank on the go.

  • Use Online and Mobile* Banking with Bill Pay1
  • Access your account quickly and safely with Text Banking, Mobile Web* (m.regions.com) and with our Mobile* Apps
  • Carry Regions Visa CheckCard - rewards you for your purchases

Keep it simple
  • 50% discount on any personal style checks. The first order of Regions custom single-wallet checks is provided at no cost.
  • Avoid the hassle of paper statements with Online Statements and check images

Get peace of mind with...
  • Overdraft Protection: Link your LifeGreen Checking account to a Regions Savings or Money Market account, Regions Credit Line, or Regions Credit Card
  • Alerts: Sign up for Online and Mobile Banking* with alerts to send you balance reminders

Regions Quick GuideSM to Your LifeGreen Preferred Checking Account 

For more information about LifeGreen Preferred Checking account, select the "Features" tab above.

Open Now

Call 1-800-REGIONS

Find a Regions branch near you

* Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a branch. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
1. Online Banking with Bill Pay require enrollment using the Online Banking page of Regions.com. 

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

LifeGreen Preferred Checking®Account Benefits6
  • Unlimited Check Writing
  • Regions Online and Mobile* Banking with Bill Pay8
  • 24-Hour Automated Telephone Banking
  • Regions Visa® CheckCard
Avoid the Monthly Fee by Maintaining one or more of the following each statement period
  • $5,000 average monthly statement balance in LifeGreen Preferred Checking6 OR
  • Combined minimum deposit balances from all of your Regions checking, savings, money markets,CDs and IRAs of $25,0005 OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing5,7 OR
  • Any first-lien home mortgage with Regions in any amount and in good standing7 (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)
Monthly Fee
  • $18
Minimum Opening Deposit
  • $50
Interest Tiers
  • Below $10,000
  • $10,000-$24,999.99
  • $25,000-$49,999.99
  • $50,000-99,999.99
  • $100,000 or more
Interest Tiers Based on
  • Account Balance
Rewards Options
Checks
  • 50% discount on any personal style checks. The first order of Regions custom single-wallet checks is provided at no cost.
Safe Deposit Box
  • 50% discount on one safe deposit box rental with an additional 10% discount for auto debit from a Regions account (subject to availability)
Overdraft Protection
  • Overdraft protection available from Regions personal savings and money market account as well as Regions personal lines of credit, home equity lines of credit, and credit cards
Statement Options
  • Online Statements (including check images)
  • No fee for printed check images with paper statement
Other Account Features
  • No Regions ATM fee4 on two ATM transactions at other banks’ ATMs per statement period
  • No monthly service charge on Platinum Relationship Money Market as long as your LifeGreen Preferred Checking account remains open
  • Cashier's Checks (no fee)
  • Travelers Checks (no fee)
  • Money Orders (no fee)
  • Banking with Quicken®
  • Banking with Microsoft® Money
  • Installment loan discount with auto debit from a Regions account
  • Relationship pricing on select CDs3
How to Apply

For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

1. Regions Relationship Rewards program allows you to earn points for your Regions personal banking activities. The Relationship Rewards $10 annual fee will be waived or refunded if you have a Relationship Rewards Credit Card, ACH direct deposits (such as a recurring payroll or government benefit deposit) to your Regions checking account, or if you have certain types of Regions checking accounts. Visit www.regions.com/relationshiprewards for the full terms of the rewards program.
2. Available to customers with a Regions Visa® CheckCard and who are enrolled in Regions Online Banking or Mobile Banking. Other terms and conditions apply. Click the link above or contact a Regions associate for details.
3. Relationship rates are available for customers who meet and maintain certain relationship requirements established by Regions Bank.
4. ATM fees charged by other banks may apply
5. Balances determined at the beginning of the last day of your checking account statement period.
6. This account is a negotiable order of withdrawal (NOW) account and a relationship checking account. See Deposit Agreement for additional details about NOW accounts. Please refer to the Relationship Checking Account Ownership Requirement at the back of this schedule for information about relationship checking.
7. Good standing means you are not past due or in default under your credit agreement.
8. Online Banking with Bill Pay require enrollment using the Online Banking page of Regions.com.

* Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a branch. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

 

Interest Tiers
Balance Tier
Below $10,000
$10,000 - $24,999.99

$25,000- $49,999.99

$50,000 - $99,999.99
$100,000 or more
 

APYs

Find a rate in your area
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Personal Pricing Schedule


Account Fees1
Fee Amount
Monthly Fee (if fee waiver requirements not met) $18

Ways to Avoid the Monthly Fee
  • $5,000 average monthly statement balance in LifeGreen Preferred Checking3 OR
  • Combined minimum deposit balances from all of your Regions checking, savings, money markets,CDs and IRAs of $25,0002OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing2,4 OR
  • Any first-lien home mortgage with Regions in any amount and in good standing4 (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)


Overdraft Protection
  • We understand that things happen. Simply link your LifeGreen Preferred Checking account to another Regions savings, money market, or eligible credit account for overdraft protection.

Source of Overdraft Protection Funds Transfer Fee
Regions savings or money market account $10 per daily transfer
Regions Line of Credit $10 per daily transfer
Regions Visa® Credit Card $10 per daily transfer

 

1. Additional fees may apply. See Personal Pricing Schedule for details.
2. Balances determined at the beginning of the last day of your checking account statement period.
3. This account is a negotiable order of withdrawal (NOW) account and a relationship checking account. See Deposit Agreement for additional details about NOW accounts. Please refer to the Relationship Checking Account Ownership Requirement at the back of this schedule for information about relationship checking.
4. Good standing means you are not past due or in default under your credit agreement

For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.