ONLINE SERVICES
Select an Online Service
Find an ATM/Branch
City, State or Zip
SEARCH

Regions Preferred Plus Banking

THE RIGHT CHECKING ACCOUNT CAN SIMPLIFY YOUR LIFE.

An account that provides you all of the extras you can expect with your high balance relationship.



Find a rate in your area
Enter Zip Code

 

  Regions Preferred Plus BankingSM*

This account offers special features to customers who maintain high deposit or outstanding loan balances.

Account Benefits

  • Unlimited check writing
  • FREE Regions Online Banking with Bill Pay
  • 24-Hour Automated Telephone Banking
  • Free Regions Platinum Visa® CheckCard with CheckCard Rewards

Interest Tiers

  • $100,000 or more
  • $50,000-$99,999.99
  • $25,000-$49,999.99
  • $10,000-$24,999.99
  • Below $10,000

Interest Tiers Based on

  • Account Balance

Monthly Fee

  • $15 (if minimum balance not met)

Minimum Daily Balance Required to Avoid Monthly Fee

  • $10,000 or
  • $10,000 combined deposit balances from checking, savings, money markets, CDs and IRAs or
  • $15,000 outstanding balances in personal lines of credit, equity lines of credit, equity loans, and credit cards in good standing**

Minimum Opening Deposit

  • $50

Checks

  • Free (single wallet-style Regions custom) or discount on other style checks

Travelers’ Checks

  • Free

Statement Options

  • Free Online Statements (including check images)
  • Check Safekeeping – Free (optional)
  • Check Images – Free (standard)
  • Check Enclosures - $3/month (optional)

Other Account Features

  • No Regions fee on two ATM transactions at other banks' ATMs per statement cycle
  • One free official check per month
  • Overdraft protection available from from personal savings and money market accounts as well as personal lines of credit, home equity lines of credit, and credit cards
  • 50% discount on safe deposit box rental with an additional 10% discount for auto debit (subject to availability)
  • First year annual fee waived on home equity line of credit (based on credit approval)
  • Banking with Quicken®
  • Banking with Microsoft® Money
  • Installment loan discount with auto debit

Bonus Features

  • Premium rate on most CDs with terms of six months or longer

How to Apply

†For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 5%, which will be assessed at the time the fee is charged, unless exempt.

** Good standing means you are not past due or in default under your credit agreement.