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Regions Preferred Plus Banking
THE RIGHT CHECKING ACCOUNT CAN SIMPLIFY YOUR LIFE.

An account that provides you all of the extras you can expect with your high balance relationship.

 

  Regions Preferred Plus CheckingSM*

This account offers special features to customers who maintain high deposit or outstanding loan balances.

Account Benefits

  • Unlimited check writing
  • FREE RegionsNet® Online Banking with Bill Pay
  • 24-Hour Automated Telephone Banking
  • Free Regions Platinum Visa® CheckCard with CheckCard Rewards

Interest Tiers

  • $100,000 or more
  • $50,000-$99,999.99
  • $25,000-$49,999.99
  • $10,000-$24,999.99
  • Below $10,000

Interest Tiers Based on

  • Account Balance

Monthly Service Fee

  • $15 (if minimum balance not met)

Annual Service Fee

  • None

Minimum Daily Balance Required

  • $10,000 or
  • $10,000 combined deposit balances from checking, savings, money markets, CDs and IRAs or
  • $15,000 outstanding balances in personal lines of credit, equity lines of credit, equity loans, and credit cards in good standing**

Minimum Opening Deposit

  • $50

Checks

  • Free (single wallet-style Regions custom) or discount on other style checks

Overdraft Protection

  • Available

Travelers’ Checks

  • Free

Statement Options

  • Free eStatements (including check images)
  • Check Safekeeping – Free (optional)
  • Check Images – Free (standard)
  • Check Enclosures - $3/month (optional)

Other Account Features

  • No Regions fee on two ATM transactions at other banks’ ATMs per statement cycle
  • One free official check per month
  • Safe Deposit Box rental discount 50% (subject to availability)
  • First year annual fee waived on home equity line of credit (based on credit approval)
  • Banking with Quicken®
  • Banking with Microsoft® Money
  • Installment loan discount with auto debit

Bonus Features

  • Bonus rate on most CDs with terms of six months or longer

How to Apply

†For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 5%, which will be assessed at the time the fee is charged, unless exempt.

** Good standing means you are not past due or in default under your credit agreement.