Regions CDs are a great way to save. In fact, they are our highest-yielding, FDIC-insured savings tools and the flexible features put you in total control. Plus, customers who maintain a checking account with Regions may be eligible to earn Relationship Pricing rates
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Find a rate in your area
Regions CDs |
| Balance Required to Open |
- For CDs with terms 90 days or longer - $5002
- For CDs with terms 7-89 days - $2,5002
- For available rates and terms, enter your zip code in the box above
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Account Benefits |
- Lock in a competitive rate and earn a predictable return with little to no risk.
- Regions CDs can be automatically renewable. At maturity, the CD may renew for the same term automatically at the market rate at that time.
- Interest disbursements allow you have the interest that your Regions CD earns automatically transferred to your Regions checking or savings account.
- Account maintenance is easy with Regions Online Banking.
- Security of FDIC Insurance coverage up to the maximum amount permitted by law.
- Relationship Pricing may be available for checking account customers2.
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Interest Earned |
- Compounded daily and paid according to the terms on the CD: Monthly, quarterly, semi-annually, annually or at maturity.
- If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
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| Interest |
- Rate is fixed for the term of the CD, but Relationship Pricing rates are subject to change if customer does not maintain relationship requirements2.
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Monthly Fee |
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Minimum Daily Balance Required (to waive monthly fee) |
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Statements |
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Bank where, when, and how you like |
- Access your account 24 hours a day, 7 days a week through Regions Online Banking or 1-800-REGIONS
- Visit any one of our 2,000+ branches in 16 states
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How to Apply |
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1. Relationship Pricing rates are available to customers who meet the following relationship requirements for the entire applicable term of the CD: (i) the CD term must be at least 32 days, (ii) the primary designated owner on the CD must be the primary or secondary designated owner on a Regions Bank checking account, and (iii) the checking account must be and remain open during the entire term of the CD. If you do not meet the Relationship Pricing requirements, or if you fail to meet any Relationship Pricing requirement at any time during the applicable CD term, the CD may earn standard pricing rates. Please refer to other account disclosures and documentation for details. Please note that IRA deposits, non-personal deposits, deposits by public entities, brokered deposits, and deposits by financial institutions are not eligible for Relationship Pricing.
2. There is a substantial penalty for early withdrawal. See account disclosure for details.