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Home Equity Line and Loans
- Consolidate debt or make home improvements
- Pay off credit card balances and save on interest
- Make home improvements or repairs
Regions Personal Loans
- Pay off bills or handle unexpected expenses
- Up to $10,000
- Rates from 7.50% to 23.09% APR with no collateral required1
Regions can help finance all your needs.
- Buy a new car or refinance your current loan
- Rates from 3.27% to 19.10% APR2
- Take advantage of today's low rates
- Enjoy our award winning service
- Pay for education the smart way
- Competitive interest rates
- Multiple in-school repayment options available
Serving 16 states
$137 billion in assets
130 years in business
Credit approval and other restrictions may apply.
1. Advertised Annual Percentage Rate (APR) is available to borrowers who meet credit requirements, is effective as of July 10, 2014, and is subject to change. In addition, to qualify for APRs as low as 7.50%, you must have or establish a Regions checking account and sign up for automatic payments. Advertised APR of 7.50% is based on an interest rate of 6.74%, a loan amount of $10,000 and a term of 48 months. An account processing fee of $150 is charged to loans $2,000 or greater. With an APR of 7.50%, a borrower would make 48 monthly payments of $241.83 on a $10,000 loan.
2. Annual Percentage Rates (APRs) were effective 7/11/2014 and may change at any time without notice. Your interest rate will depend on a variety of factors including the model year of the vehicle, whether the vehicle is new or used, as well as, your: credit history, loan amount, loan term, loan to value ratio of your vehicle (based upon dealer invoice for new or NADA value for used), and election for a 0.25% discount by having monthly payments auto-debited from your Regions checking account (loans must be over $5,000 to receive discount). Loans of $3,000 or more are subject to a $150 processing fee. The lowest APR is available only to borrowers with excellent credit. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions apply. Your APR will depend on your interest rate, loan amount and loan term. For example, an $18,000, 72 month loan with:
- An annual interest rate of 3.24% (3.52% APR) would have a monthly payment of $277.72. The same loan with the rate discount would have an annual interest rate of 2.99% (APR of 3.27%) and monthly payments of $275.68.
- An annual interest rate of 4.74% (5.02% APR) would have a monthly payment of $290.12. The same loan with a rate discount would have an annual interest rate of 4.49% (APR of 4.77%) and monthly payments of $288.03.
- An annual interest rate of 14.99% (15.31% APR) would have a monthly payment of $383.68. The same loan with a rate discount would have an annual interest rate of 14.74% (APR of 15.05%) and monthly payments of $381.22.