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Call 1-888-IN-A-SNAP (1-888-462-7627) to talk to a loan specialist.

We're building a better loan experience for you.

With great rates and fast answers, we'll help you find the right loan for your needs.

Home Equity Line and Loans

  • Consolidate debt or make home improvements
  • Pay off credit card balances and save on interest
  • Make home improvements or repairs

Regions Personal Loans

  • Pay off bills or handle unexpected expenses
  • Up to $10,000
  • Rates from 7.50% to 23.09% APR with no collateral required1

Other Loans

Regions can help finance all your needs.

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Auto Loans

  • Buy a new car or refinance your current loan
  • Rates from 3.27% to 19.10% APR2

Mortgages

  • Take advantage of today's low rates
  • Enjoy our award winning service

Student Loans

  • Pay for education the smart way
  • Competitive interest rates
  • Multiple in-school repayment options available

Why Regions?

1,800 branches

2,200 ATMs

Serving 16 states

$137 billion in assets

130 years in business

Member FDIC

Credit approval and other restrictions may apply.

1. Advertised Annual Percentage Rate (APR) is available to borrowers who meet credit requirements, is effective as of July 10, 2014, and is subject to change. In addition, to qualify for APRs as low as 7.50%, you must have or establish a Regions checking account and sign up for automatic payments. Advertised APR of 7.50% is based on an interest rate of 6.74%, a loan amount of $10,000 and a term of 48 months. An account processing fee of $150 is charged to loans $2,000 or greater. With an APR of 7.50%, a borrower would make 48 monthly payments of $241.83 on a $10,000 loan.

2. Annual Percentage Rates (APRs) were effective 7/11/2014 and may change at any time without notice. Your interest rate will depend on a variety of factors including the model year of the vehicle, whether the vehicle is new or used, as well as, your: credit history, loan amount, loan term, loan to value ratio of your vehicle (based upon dealer invoice for new or NADA value for used), and election for a 0.25% discount by having monthly payments auto-debited from your Regions checking account (loans must be over $5,000 to receive discount). Loans of $3,000 or more are subject to a $150 processing fee. The lowest APR is available only to borrowers with excellent credit. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions apply. Your APR will depend on your interest rate, loan amount and loan term. For example, an $18,000, 72 month loan with:

  • An annual interest rate of 3.24% (3.52% APR) would have a monthly payment of $277.72. The same loan with the rate discount would have an annual interest rate of 2.99% (APR of 3.27%) and monthly payments of $275.68.
  • An annual interest rate of 4.74% (5.02% APR) would have a monthly payment of $290.12. The same loan with a rate discount would have an annual interest rate of 4.49% (APR of 4.77%) and monthly payments of $288.03.
  • An annual interest rate of 14.99% (15.31% APR) would have a monthly payment of $383.68. The same loan with a rate discount would have an annual interest rate of 14.74% (APR of 15.05%) and monthly payments of $381.22.

Home Equity Line of Credit

A Regions Home Equity Line of Credit is a flexible, renewable line of credit secured by the equity in your home.

  • Money can be used however you see fit
  • Available all at once or in increments
  • Drawing on the line is as easy as writing a check
  • Interest may be tax-deductible

 Equity EssentiaLine

 Home Equity Loan

 Compare Line vs. Loan

 Home Equity FAQs

 Home Equity Loan Calculators

Consult your tax advisor about the deductibility of interest. Offer subject to credit approval. Offer subject to change. Other legal requirements must be met. Not available in all states. EssentiaLine accounts subject to a 10 year draw period followed by a 10 year repayment period. For loans secured by property in Texas, Regions must receive a valid real estate lien under Article XVI Section 50(a)(6) of the Texas Constitution. In Texas, a borrower may not draw for amounts less than $4,000 on the EssentiaLine.

Personal Loans

At Regions, our experts are here to create smart and responsible solutions for your lending needs. And with rates at historic lows, now is the perfect time to explore your options. A Regions Personal Loan is a fast, simple way to consolidate debt and save on interest. And no collateral is required – just your signature.

Or call us at 1-888-IN-A-SNAP or visit your local branch.

Credit approval and other restrictions may apply.

Auto Loans

At Regions, we make it easy to purchase the vehicle you're looking for. Flexible terms, competitive rates and prompt credit decisions are just a few of the advantages you'll receive as a Regions customer.


Regions Auto Loan Product
  • New and used car financing available1
  • Borrow up to 110% on the purchase of a new or used automobile and up to 120% on the refinancing of your current automobile2
  • Choose from a variety of terms
  • Rate discounts available3

Or call us at 1-888-IN-A-SNAP or visit your local branch.

1.Subject to credit approval. Terms and financing are based on loan amount, model year, and borrower qualifications and are subject to change. Maximum age is seven years old.
2. Loan to Value (LTV) based on dealer invoice on new vehicles or NADA value for used vehicles plus tax, tag and title fees.
3. To qualify for rate discounts, you must have or open a Regions checking account and sign up for automatic payments from your Regions checking account.

Mortgages

Buying a home is one of the most important financial decisions many of us will ever face. Regions Mortgage is dedicated to providing you the information you need to help you make the decision that's right for you. Our Information Center provides you with an important resource to assist you in making the right decision.

 Regions Mortgage Information Center

 Mortgage Programs

 Mortgage Tools

Or call us at 1-877-536-3286 or locate a Regions Mortgage Originator.

Whatever your home financing needs, Regions Mortgage is here to help you every step of the way.

Credit approval and other restrictions may apply.

Student Loans

With college costs growing fast, it's time to borrow smarter. The Smart Option Student Loan® for Regions customers offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.

Pay more. Save more.
Interest Repayment Option
Pay interest while in school and for six months after school. Then, when paying interest and principal, take advantage of our shorter repayment term to save an average of 30% on the total loan cost compared with the Deferred Repayment Option.1

Pay a little now. Save a lot later.
Fixed Repayment Option
Pay just $25 a month while in school and for six months after school.2 Then take advantage of our shorter repayment term to save an average of 20% on the total loan cost compared with the Deferred Repayment Option.1

Get maximum flexibility
Deferred Repayment Option
Defer payments until after school, or pay as much as you want while in school, to enjoy maximum flexibility.3

Credit approval and other restrictions may apply.

1. Savings based on typical loan to a freshman borrower attending a degree-granting institution.

2. The following repayment example is for informational purposes only and is an example of available loan terms of the Smart Option Student Loan with the Fixed Repayment Option: $10,000 loan with two disbursements, no origination fee and a 8.44% APR made to a freshman borrower at a degree-granting institution. APR may increase after consummation. Repayment consists of 51 fixed $25/month payments during the in-school and separation period, followed by 119 payments of $156.04 per month and one payment of $118.97.

3. The Deferred Repayment Option is only available for degree-granting institutions. Interest that accrues or remains unpaid during the in-school separation period will be capitalized when repayment begins.