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Compare Business Checking Accounts

At Regions Bank we know that one size does not fit all, which is why we offer a variety of business checking account solutions to meet your unique business needs. Your business requires a checking account that can provide you with flexibility along with the additional resources your business demands. To see what is best for your business, you can compare the business checking accounts in the chart below.

  Compare Accounts - Checking
Features & Benefits
Regions Quick Guides®
 
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Account is for you if: You are a small, start up business with limited transaction needs, use a CheckCard and/or credit card frequently and prefer banking solutions without balance requirements.
You are a sole proprietorship, startup or small business; you want a checking account with convenient e-services; and you have less than 150 paper or electronic items per month.
You have a moderate to high transaction volume and you keep combined balances to waive the monthly service fee.
You would like to earn a competitive interest rate without experiencing transaction limitations
Minimum Deposit to Open $100 $100 $100 $100
Monthly Fee
(per account)
$5
$10
$22 $15
Requirement to Waive or Reduce the Monthly Fee At least $500 in Regions Business CheckCard and/or Business Credit Card purchases2

$2,500 average monthly statement balance

OR

At least $1,000 in Regions Business CheckCard and/or Business Credit Card Purchases2

OR

At least one Regions Merchant Serivces transaction credited to this account4

$10,000 average monthly statement balance

OR

Combined balances of $30,000 in related business accounts3

OR

At least $2,500 in Regions Business CheckCard and/or Business Credit Card2

OR

At least one Regions Merchant Services transaction credited to this account4

OR

At least one deposit to this account using Regions Quick Deposit5

$5,000 average monthly statement balance
Transaction Item Fee No charge for the first 75 items6 each statement cycle; then $0.50 for each additional item
No charge for the first 150 items6 each statement cycle; then $0.50 for each additional item
No charge for the first 500 items6 each statement cycle; then $0.50 for each additional item
No charge for the first 150 items6 each statement cycle; then $0.50 for each additional item
Cash Deposit Fees7 $2,500 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits $5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits $20,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits $5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits
Regions Business Online cash management package* checkmark
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Earnings Credit Rate  
 
Pays Interest       checkmark
Online Banking checkmark
Paper Statement Fee $2/month8 None None None
Printed Check Images with Paper Statement9 $3/month (optional)
$3/month (optional)
$3/month (optional)
$3/month (optional)
Regions at Work checkmark
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FDIC insurance checkmark
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All accounts subject to the terms and conditions of the Regions Deposit Agreement. See pricing schedule for additional services and fees and for details on how we calculate transactions and balances for purposes of certain fees and waivers. For accounts opened in Iowa, certain account fees are subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt. All accounts, loans, lines of credit, and credit cards are subject to credit approval.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

1. Interest is earned on funds in your account for which Regions has received credit. Interest earned is compounded daily and paid monthly.
2. For the monthly fee waiver, we count Business CheckCard and Business Credit Card purchases that occur during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement cycle. Only CheckCard purchases on this checking account are counted.  Only Business Credit Card purchases on accounts held in the name of the entity or person listed as either first or second owner on this checking account are counted. Commercial Card and personal credit card purchases are not counted.
3.Combined balances in related business accounts can include $30,000 in business checking, savings and money market accounts OR $30,000 in outstanding business credit card, line of credit and loan balances. Accounts are considered related if they share the same ownership title and tax identification number. Balances determined at the beginning of the last day of your checking account statement cycle.
4. Merchant Services are provided by Elavon. For the monthly fee waiver, we count the merchant services transactions occurring in the calendar month that is two months prior to the calendar month in which the  statement cycle for this checking accounts ends.
5. For the monthly fee waiver, we count the Quick Deposit transactions for the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the statement period, which are counted with Quick Deposit transactions for the following statement cycle.
6. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
7.Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.
8. To avoid the monthly paper statement fee for the LifeGreen Business Simple Checking account, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking. You must have a valid SSN or TIN in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts. Changes in applicable fees will become effective beginning with the end date of the statement cycle in which Online Statements are activated or canceled, as the case may be.
9. Fee will be assessed whether or not checks are written during the statement cycle.

* Regions Business Online is subject to the Regions Treasury Management terms and conditions.

 

  Compare Accounts - Checking
Features & Benefits
Regions Quick Guides®
 
Get Started
Account is for you if: You are a small, non-profit organization and have low transaction volumes and need a low cost checking option. You experience moderate to high transaction volume, have Treasury Management needs and value flat pricing for services.
You experience moderate to high transaction volume, maintain higher balances, have Treasury Management needs and want the added benefit of an earnings credit allowance to partially or fully offset monthly charges.
Minimum Deposit to Open $100 $100 $100
Monthly Fee (per account) N/A $22 $22
Requirement to Waive or Reduce the Monthly Fee N/A
$25,000 average monthly balance
Not Applicable. Earnings credit allowance is calculated on the average collected balance and is used to partially or fully offset monthly services charges.
Transaction Item Fee3 No charge for the first 75 items3 each statement cycle; then $0.50 for each additional item
No charge for the first 700 items3 each statement cycle; then $0.50 for each additional item
Cash Deposit Fees4 $5,000 processed at no charge each cycle; then $0.25 per $100 for additional cash deposits4 $10,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits4 $5,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits4
Regions Business Online cash management package* checkmark
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Earnings Credit Rate    
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Pays Interest      
Online Banking checkmark
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Paper Statement Fee None None None
Regions at Work checkmark
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FDIC insurance checkmark
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Regions Advantage Plus Checking

All business checking accounts are subject to the terms and conditions of the Regions Deposit Agreement. See pricing schedule for details. For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

1. This account is only available to small nonprofit organizations.
2. This account may be subject to a fee (Deposit Administrative Fee) for administrative services associated with business/commercial analyzed deposit accounts. Fee will be a percentage of the average monthly posted balance (ledger balance) and is subject to change.
3. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
4.Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.

* Regions Business Online is subject to the Regions Treasury Management terms and conditions.