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Compare Accounts - Checking |
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Features & Benefits |
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| Regions Quick GuidesSM |
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Account is for you if: |
You are a sole proprietorship, startup or small business; you want a checking account with convenient e-services; and you have less than 150 paper or electronic items per month.
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You have a moderate to high transaction volume and you keep combined balances to waive the monthly service fee. |
You experience moderate to high transaction volume, have complex Treasury Management needs and value flat pricing for services. |
You have high transaction volumes, need comprehensive Treasury Management services, and want the added benefit of an earnings credit allowance to reduce or waive the monthly service fee. |
You would like to earn a competitive interest rate without experiencing transaction limitations |
| Monthly Fee† |
$10 |
$22 |
$25 |
Refer to the Schedule of Fees for Commercial/Business Banking Analyzed Depository Services |
$15 |
| Requirement to Waive or Reduce the Monthly Service Charge |
$2,500 average monthly statement balance |
$10,000 average monthly statement balance
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$30,000 combined deposit balances in related5 business checking or money market accounts OR
$30,000 combined daily outstanding balances in related5 business loans, lines of credit, or credit cards1
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$25,000 minimum daily balance |
Earnings Credit Rate is calculated on the average collected balance
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$5,000 average monthly balance
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| Free Transactional Items Allowance2 |
150 paper or electronic items processed at no charge per month, and $0.50 for each additional item |
500 paper or electronic items processed at no charge per month, and $0.50 for each additional item |
700 paper or electronic items processed at no charge per month, and $0.50 for each additional item |
Refer to the Schedule of Fees for Commercial/Business Banking Analyzed Depository Services |
150 paper or electronic items processed at no charge per month, and $0.50 for each additional item
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| Cash Deposit Fee |
Deposited cash and coin at no charge for the first $5,000 per monthly statement cycle; $0.25 per $100 after $5,000 |
Deposited cash and coin at no charge for the first $10,000 per monthly statement cycle; $0.25 per $100 after $10,000 |
Deposited cash and coin at no charge for the first $10,000 per monthly statement cycle; $0.20 per $100 after $10,000 |
Refer to the Schedule of Fees for Commercial/Business Banking Analyzed Depository Services |
Deposited cash and coin at no charge for the first $5,000 per monthly statement cycle; $0.25 per $100 after $5,000 |
| Regions Online Banking cash management package# |
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Earnings Credit Rate |
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| Interest Rate |
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Online Banking |
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Image Statements |
$3/each paper statement with check images |
$3/each paper statement with check images |
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$3/each paper statement with check images |
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Regions at Work |
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| FDIC insurance |
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Regions Advantage Plus Checking |
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