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Compare Business Checking

At Regions Bank we know that one size does not fit all, which is why we offer a variety of business checking account solutions to meet your unique business needs. Your business requires a checking account that can provide you with flexibility along with the additional resources your business demands. To see what is best for your business, you can compare the business checking accounts in the chart below.

  Compare Accounts - Checking
Features & Benefits
Regions Quick Guides®
 
Account is for you if:

You are a sole proprietorship, startup or small business; you want a checking account with convenient e-services; and you have less than 150 paper or electronic items per month.

You have a moderate to high transaction volume and you keep combined balances to waive the monthly service fee.
You experience moderate to high transaction volume, have Treasury Management needs and value flat pricing for services.
You experience moderate to high transaction volume, maintain higher balances, have Treasury Management needs and want the added benefit of an earnings credit allowance to partially or fully offset monthly charges.
You would like to earn a competitive interest rate without experiencing transaction limitations
Monthly Fee
$10
$22 $22 $22 $15
Requirement to Waive or Reduce the Monthly Service Charge
$2,500 average monthly statement balance

$10,000 average monthly statement balance

OR

$30,000 combined deposit balances in related5 business checking or money market accounts OR

$30,000 combined daily outstanding balances in related5 business loans, lines of credit, or credit cards1

$25,000 average monthly statement balance
Not Applicable. Earnings credit allowance is calculated on the average collected balance and is used to partially or fully offset monthly services charges.
$5,000 average monthly balance
Transaction Item Fee2
150 paper or electronic items processed at no charge per month, and $0.50 for each additional item
500 paper or electronic items processed at no charge per month, and $0.50 for each additional item
700 paper or electronic items processed at no charge per month, and $0.50 for each additional item

150 paper or electronic items processed at no charge per month, and $0.50 for each additional item

Cash Deposit Fee6 Deposited cash and coin processed at no charge for the first $5,000 per monthly statement cycle; $0.25 per $100 after $5,000 Deposited cash and coin processedat no charge for the first $10,000 per monthly statement cycle; $0.25 per $100 after $10,000 Deposited cash and coin processed at no charge for the first $10,000 per monthly statement cycle; $0.20 per $100 after $10,000 Deposited cash and coin processed at no charge for the first $5,000 per monthly statement cycle; $0.20 per $100 after $5,000 Deposited cash and coin processed at no charge for the first $5,000 per monthly statement cycle; $0.25 per $100 after $5,000
Regions Online Banking cash management package#
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Earnings Credit Rate
 
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Interest Rate         checkmark
Online Banking
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Image Statements
$3/each paper statement with check images
$3/each paper statement with check images
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$3/each paper statement with check images
Regions at Work
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FDIC insurance
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Regions Advantage Plus Checking

All business checking accounts are subject to the terms and conditions of the Regions Deposit Agreement. See pricing schedule for details.

1. Qualifying business accounts include checking, money market, outstanding credit card, lines of credit, and loan balances. Accounts are considered related/linked if they share the same ownership title and tax identification number.
2. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals, transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection advance, Automated Clearing House or otherwise.
3. The interest rate paid on Business Interest Checking is established at the sole discretion of Regions Bank and may change at any time. Fees could reduce earnings on account.
4. This account may be subject to a fee (Deposit Administrative Fee) for administrative services associated with business/commercial analyzed deposit accounts. Fee will be a percentage of the average monthly posted balance (ledger balance) and is subject to change.
5. Accounts are considered related/linked if they share the same ownership title and tax identification number
6.Cash Deposit limits are calculated each calendar month at month end and then charged on the following statement cycle.
# Regions Business Online is subject to the Regions Treasury Management terms and conditions.
† For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

 

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