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Business CDs

Knowing that no two customers have the same future plans or current life circumstances, Regions offers a variety of Business CD plans. One of our bank representatives will be more than happy to help you choose the Business CD plan that best lives up to your expectations and meets your financial needs. And we'll always be there to help you adapt your accounts as your needs change over time.

  Compare Accounts - Business CDs
Features & Benefits
Key Difference
Earn a competitive rate and predictable return with little to no risk
Have the option to make a partial or complete withdrawal without penalty2
Balanced Required to Open
  • $500 for terms 90 days or longer
  • $2,500 for terms 7-89 days
  • $10,000
Available Rates
  • Customers with a Regions checking account may qualify for a premium (Relationship) interest rate on a CD2
Interest Earned
  • Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, annually or at maturity.
  • If the term is one year or greater, the interest is credited to the accont quaterly unless interest disbursements are set up.
Interest Tiers
Rate is fixed for the term of the CD, but Relationship Pricing rates are subject to change if the customer does not maintain relationship requirements3
 

1. Substantial penalty may apply for early withdrawal. See account disclosure for details.
2. The No Penalty feature allows the customer to make one partial or complete withdrawal without penalty. The penalty-free withdrawal must be made after seven days from the issue date or the most recent renewal date (whichever is later). After making one partial withdrawal, subsequent withdrawals may result in normal early withdrawal penalty, in which a substantial penalty may apply for early withdrawal. See account disclosure for details.
3. The Relationship Pricing interest rates and APYs disclosed in this document are available to depositors who meet the following relationship requirements for the entire applicable term of the account: (i) the time deposit term must be at least 32 days, (ii) the primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on a Regions Bank checking account, and (iii) the checking account must be and remain open during the entire term of the time deposit. If you do not meet the Bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs shown on the Standard Time Deposit Rate Sheet. Details about Relationship Pricing and Standard Pricing are disclosed in other documentation related to time deposit accounts and are available from the Bank's customer service representatives. Please note that Commercial deposits, deposits by public entities, brokered deposits, and deposits by financial institutions are not eligible for Relationship Pricing. Interest on CDs longer than 12 months must be paid at least annually. Fees could reduce your earnings on account.