Regions At Work Checking Products

Available only to employees or members of participating businesses or organizations. Refer to the Regions At Work pricing disclosure for more information on offered products. Certain exclusions and restrictions may apply.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

1. At the end of each checking account statement cycle, we will count the debit card purchases shown on that statement and the credit card purchases shown on your most recent credit card statement.
2. Good standing means you are not past due or in default under your credit agreement.
3. To qualify for the monthly Base Fee, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Base Fee will become effective beginning with the end date of the statement cycle in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the “with standard paper statements” fee beginning with the end date of the statement cycle in which Online Statements are cancelled.
4. Standard paper statements do not include item images. Paper statements with item images and other specialty statements are subject to separate fees. These fees are in addition to the monthly “Base Fee” for the account and are not waived when you meet the criteria to avoid the monthly account fee. See “Miscellaneous Deposit Fees” in your pricing schedule for details about statement fees.
5. The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per statement cycle, with a $.50 fee for each additional check. Please note Regions determines the free checks based on when they are presented for payment not when they are written.
6. LifeGreen Savings may be opened with $5 when an automatically recurring monthly savings transfer from a Regions checking account is set up; otherwise, a minimum opening deposit of $50 is required. If opened online, a minimum opening deposit of $50 is required.
7. A minimum opening deposit of $15,000 is required to open a standard Platinum Relationship Money Market.
8. A Regions savings, money market or line of credit is required to set up an Overdraft Protection. Credit products subject to credit approval. Transfer fees apply.
9. Safe Deposit Box offers based on availability and discounts apply to one box per account.
10. You must enroll in Regions Online Banking in order to activate Online Statements.  To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process.  You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking.  Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements.  We will discontinue the standard paper statements fee beginning with the end date of the statement cycle in which Online Statements are activated.  If you cancel Online Statements or elect to continue receiving standard paper statements, your account will be subject to the standard paper statements fee beginning with the end date of the statement cycle in which you change your election.
11. Standard paper statements fee will be charged unless and until you become a Regions Online Banking customer who receives only Online Statements for this account.  See footnote 11 above for information about how to activate online statements.  We will discontinue the standard paper statements fee beginning with the end date of the statement cycle in which Online Statements are activated.  If you cancel Online Statements or elect to continue receiving standard paper statements, the standard paper statements fee will resume beginning with the end date of the statement cycle in which you change your election.
12. Relationship rates are available for customers who meet and maintain certain relationship requirements established by Regions Bank.
13. Regions will reduce one of its standard mortgage closing fess or costs by $100. All loans subject to credit approval and other restrictions.

†For accounts opened in Iowa, this fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.