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Business Visa CheckCard FAQs

We have compiled these questions using input from several different areas including Regions' Customer Service department. However, please remember that an "FAQ" section is simply a listing of frequently asked questions - if your question is not answered here, feel free to call us at 1-800-REGIONS (1-800-734-4667).

 

 

 

What is a Regions Business Visa CheckCard?
A Regions Business CheckCard helps you manage your business spending and allows you to make purchases quickly and conveniently. The amount of your purchase is withdrawn directly from your checking account. Transactions are listed in detail on your monthly statement.

 

 

Where can I use my Regions Business Visa CheckCard?
A Regions Business Visa CheckCard may be used for purchases at millions of locations that accept Visa® worldwide. You may also use the Business CheckCard for ATM transactions at any Regions ATM and at more than 627,000 non-Regions ATMs worldwide.

 

 

How do I know which ATMs will accept my Regions Business Visa CheckCard?
You may use your Regions Business Visa CheckCard at any ATM displaying the PLUS or Visa® logos.

 

 

Can I select my own "Secret Code" for ATM Transactions and Purchases using a Secret Code?
Yes! You may select any 4-digit secret code, which allows you the convenience of using "memorable dates", names, etc.

 

 

How do I apply for a Regions Business Visa CheckCard?
If your business is a sole proprietorship, you can order a new Business Visa CheckCard by calling 1-800-REGIONS. Incorporated businesses and limited liability companies can visit any branch to order a new Business Visa CheckCard.

 

 

How long does it take to receive a Regions Business Visa CheckCard?
Once we receive your application, your new Regions Business CheckCard will be mailed to you within 7 to 10 days.

 

 

Who is eligible to receive a Regions Business Visa CheckCard?
Any account signer with transactional authority on a Regions business checking account is eligible to receive a Regions Business Visa CheckCard.

 

 

Can I have more than one Regions Business Visa CheckCard?
Businesses with multiple employees can obtain individual cards for any authorized personnel.

 

 

Can I access more than one account with a Regions Business Visa CheckCard?
You may link all of your accounts (up to 10) to a single card. Your designated checking account is the funding account for non-Regions ATM transactions and for purchases at Visa® merchants.

 

 

Is there a daily limit on PIN and/or signature purchases with the Regions Business Visa CheckCard?
Yes. The business owner can purchase up to $7,500 daily at any business that accepts Visa; the daily limit for each employee can be assigned by the business owner.

 

 

Is there a daily limit on ATM cash withdrawals using the Regions Business Visa CheckCard?
The daily ATM cash withdrawal limit for the business owner is $750; the daily limit for each employee can be set by the business owner (may be set at $0). These limits may not exceed the available limits in your account.

 

 

What is the fee for having a Regions Business Visa CheckCard?
The Regions Business Visa CheckCard is free to all business customers.

 

 

Whom should I contact for more information?
Call Regions CheckCard Center toll-free at 1-800-295-8472.

 

 

Can I use my Business Visa CheckCard overseas?

Yes, you can use your Business Visa CheckCard to make purchases at millions of locations all over the world. You can also withdraw money at nearly one million Visa/Plus® ATMs. Please keep the following information in mind when planning to travel outside of the U.S.:

  • If you are planning on traveling abroad, please let us know so that we can make adjustments to ensure that your Visa CheckCard will work in the foreign country in which you plan to travel. If you are traveling to one of the countries where there may be restricted access, your card number will need to be added to our database in order to function properly. You can do this by phoning Customer Service at 1-800-REGIONS (1-800-734-4667) and pressing option 1 for "Information or Service on Existing Account."  You will then enter your SSN followed by your "telephone banking personal identification number," then press zero to speak to a Regions banker.
  • When obtaining cash at an ATM in a foreign country, money will be dispensed in local currency.  Also, there will be an International Service Assessment (ISA) fee of 3% applied to purchases or an ATM convenience fee may apply.  Your Visa CheckCard can also be used at financial institutions outside the U.S. for cash advances without fees. 
 

 

How do I dispute a suspicious charge on my Regions CheckCard?
If you would like to dispute a suspicious charge on your Regions CheckCard, please call 1-800-295-VISA (8472) or visit your local branch to complete the necessary paperwork.