Commercial Insights Magazine Summer 2020
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Commercial Insights offers Regions Commercial Banking’s perspective on current economic issues and supports Regions’ efforts to provide our clients with tools and expertise that provide actionable insights for their business. Download the Commercial Insights Magazine Summer 2020 Issue.

Over the last several months, we’ve witnessed great ingenuity and agility among American businesses. Many companies are working hard to adjust in a time of head-spinning shifts in consumer preferences and demand, not to mention widespread supply chain upheaval. The pandemic has ushered in a wave of change, and many of the business leaders we work with have turned to us and asked, “What’s next?”

In this issue of Commercial Insights, we’re diving deep into the issues that matter the most as we all strive to regain our footing. No matter what comes our way in the coming months, know that we’re here to support you, guide you, and help your business to withstand the test of time.

Is Bigger Always Better?

What to ask before adding acreage to your farm. p3

COVID-19 Fraud Schemes

Cybercriminals thrive in uncertain times. Here’s how to protect your business. p4

Working Remotely

COVID-19 has had a lasting impact on our work culture — here’s how to adapt. p6

Starting from Zero

Reduce costs and increase efficiency with zero-based budgeting. p8

From COVID-19 to the 2020 Election: What Changing Time Mean for Your Business

Here’s what the remainder of the year might hold — and what you can do to prepare. p10

The Big Picture — And Your Financial Blind Spots

There are a host of factors people often fail to take into account when planning retirement. p14

Defining Your Retirement

For entrepreneurs, successful retirement planning begins with one simple question. p16

Finding the Right SBA Lender

When it comes to SBA loans, the right lender can make all the difference. p18

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This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and irs.gov for current tax rules. Regions, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.