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Be Your Own Advocate

Don't despair if you're faced with unexpected medical expenses. Review your budget and see where you can cut or prioritize other expenses. Explore the many assistance programs available and, above all, ask for help if you need it.

Stick to a Budget

Amid financial uncertainty, you can regain some control by quickly prioritizing your expenses. Decide what’s non-essential and cut back or eliminate these expenses, at least in the short term. Be sure to make creditors aware of your situation if you need to make special payment arrangements.

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Protect What You Value

In time of loss or crisis, reach out to your insurance company right away. Locate your policies and refresh yourself on coverage and claims processes. Be alert and wary of other firms offering help so you don’t become a victim of fraud.

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Manage Your Debt

Even if you’re experiencing financial difficulty, it’s important to maintain good credit payment habits. You may have to reduce payments to the minimum due, but don’t stop making payments. You may incur late fees or finance charge penalties.

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This information is general in nature and is provided for educational purposes only. Regions makes no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information presented. Information provided should not be relied on or interpreted as accounting, financial planning, investment, legal, or tax advice. Regions encourages you to consult a professional for advice applicable to your specific situation. Regions neither endorses nor guarantees any websites or companies referenced in this article that are not owned by Regions.

Banking products and services are provided by Regions Bank. 

Regions Investment Solutions is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither Cetera Investment Services nor Cetera Investment Advisers is an affiliate of Regions Bank or its related companies. Check the background of investment professionals on FINRA’s BrokerCheck.

*Investment, Annuities and Insurance Products

  • Are Not FDIC Insured
  • Are Not Bank Guaranteed
  • May Lose Value
  • Are Not Deposits
  • Are Not Insured by Any Federal Government Agency
  • Are Not a Condition of Any Banking Activity