Finding Your Home

What to Expect: Closing Costs and Prepaid Items

Content type: Checklist

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What closing costs and prepaid items should you expect at the closing table? Read More about What to Expect: Closing Costs and Prepaid Items

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In the Market

Shopping for a new home can be fun — from your first apartment to your retirement nest. The more you know before you get started, the better decisions you'll make along the way.

Have a Plan

It is one of those life changing moments, choosing the right home. Start with some basic questions. Are you ready for the commitment of time, resources and money? Do you have an established credit record? Have you created a budget? Have you saved enough for a down payment?

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Match Investment to Life Stage

Choose a home that makes it possible to meet your other financial goals. Remember that living in a home for at least five years helps you build equity, and as you get close to retirement you’ll want to have minimal mortgage debt.

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Stick to a Budget

Know your budget before you start looking for houses, and then stick with it because chances are, you're going to find that 'perfect' house that strains what you can afford. Also, make sure you plan for closing costs, moving expenses and ongoing maintenance.

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