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In the Market

Shopping for a new home can be fun — from your first apartment to your retirement nest. The more you know before you get started, the better decisions you'll make along the way.

Have a Plan

It is one of those life changing moments, choosing the right home. Start with some basic questions. Are you ready for the commitment of time, resources and money? Do you have an established credit record? Have you created a budget? Have you saved enough for a down payment?

Visit Our Home Buyers Center®

Match Investment to Life Stage

Choose a home that makes it possible to meet your other financial goals. Remember that living in a home for at least five years helps you build equity, and as you get close to retirement you’ll want to have minimal mortgage debt.

Find a Mortgage Loan Originator

Stick to a Budget

Know your budget before you start looking for houses, and then stick with it because chances are, you're going to find that 'perfect' house that strains what you can afford. Also, make sure you plan for closing costs, moving expenses and ongoing maintenance.

Run the Numbers with Mortgage Calculators
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This information is general in nature and is provided for educational purposes only. Regions makes no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information presented. Information provided should not be relied on or interpreted as accounting, financial planning, investment, legal, or tax advice. Regions encourages you to consult a professional for advice applicable to your specific situation. Regions neither endorses nor guarantees any websites or companies referenced in this article that are not owned by Regions.

Banking products and services are provided by Regions Bank.