Umbrella insurance covers you beyond car insurance and homeowner’s insurance for accidents and other financial troubles that could arise. Here are a few reasons to consider a personal umbrella policy.

Home Accidents: If your home insurance policy doesn’t include pool, trampoline, or treehouse accidents, an umbrella policy may cover injuries for guests who require medical attention.

Pet-Related Incidents: If you have a dog or cat that bites, scratches, or injures someone, an umbrella policy will help you cover any medical expenses.

Lawsuits: If you find yourself being sued for any reason, a personal umbrella policy may help protect your home and financial accounts above and beyond your standard auto and home policies.

Charges of Libel: If you use social media, personal blogs, and review sites, you risk being sued for libel when you write negatively about other people or businesses. An umbrella policy may protect you from financial ruin if you’re facing a lawsuit.

Young Drivers: If your child gets into a car accident, you may need an additional policy to cover the costs of damage or injury.

Learn more about umbrella policies.