How Do I Calculate a Traditional 401(k) vs. a Roth 401(k)?
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Contributions to a Traditional 401(k) plan are made on a pre-tax basis, resulting in a lower tax bill and higher take-home pay. Contributions made to a Roth 401(k) account are made on an after-tax basis, which means that taxes are paid on the amount contributed in the current year. The reverse is true once you are eligible to make 401(k) withdrawals. Withdrawals from Traditional 401(k) plans are taxable, while qualified distributions from a Roth 401(k) account are not.

Use this calculator to compare a Traditional 401(k) vs. a Roth 401(k).

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The calculations provided by this calculator are based entirely on the information you enter, including any savings rate or expected rate of return. These calculations do not reflect the terms available for any Regions savings or other deposit accounts. Find out more about Regions savings accounts.