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Checking In

How are you doing compared to your plan? Make sure you revisit your plan periodically. Have there been big market swings or a change in your job situation? Maybe you need to adjust your risk profile? Regular reviews will help prevent surprises.

Set a Retirement goal

Even if you're nearing retirement, it’s never too late to set a retirement goal. Besides, the closer you are to retirement the better sense you'll have of your future living expenses. And you can set your goal to reflect more realistic health and housing costs.

Learn More About IRAs

Pay Yourself First

Even if you haven’t practiced good monthly saving habits so far, it’s never too late to begin. Every dollar is important as you get closer to retirement. Make a habit of paying yourself every month, automatically depositing 10 percent in a separate account if you can.

Set Up a Direct Deposit

Match Investment Risk to Life Stage

As you draw closer to retirement, review your investment strategy and portfolio. Plan to diversify your investments and reduce your risk. Consider allocating a greater portion of your funds to more stable, income-producing investments.

Which CD is Right for Me?
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This information is general in nature and is provided for educational purposes only. Regions makes no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information presented. Information provided should not be relied on or interpreted as accounting, financial planning, investment, legal, or tax advice. Regions encourages you to consult a professional for advice applicable to your specific situation. Regions neither endorses nor guarantees any websites or companies referenced in this article that are not owned by Regions.

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Regions Investment Solutions is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither Cetera Investment Services nor Cetera Investment Advisers is an affiliate of Regions Bank or its related companies. Check the background of investment professionals on FINRA’s BrokerCheck.

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  • Are Not FDIC Insured
  • Are Not Bank Guaranteed
  • May Lose Value
  • Are Not Deposits
  • Are Not Insured by Any Federal Government Agency
  • Are Not a Condition of Any Banking Activity