Insights Magazine Winter 2013

Insights offers Regions Private Wealth Management’s perspective on current economic issues, wealth strategies, your business, retirement and planning tactics. Download the Insights magazine Winter 2013 issue.

The new year presents a chance to reflect and think about how to improve our lives — financial and otherwise. We’re in a fast-changing world. As the Eurozone’s debt crisis reminds us, the global economy is more interconnected than ever before. Daily headlines from foreign countries can disrupt U.S. markets, and vice versa. Multinational corporations are exposed to economic and political risks in every pocket of the globe.

The Global Challenge

What does this all mean for you? Our cover story (“The Global Challenge,” page 8) looks at the challenges affluent investors face with globalization and how to better manage risk and diversification now that the world’s economies have become so entwined. It provides insight on how to invest internationally and take advantage of today’s emerging opportunities.

Following that, in Regions’ Perspective (Preparing for 2013, page 13), Chief Investment Officer Brian Sullivan helps you position your investment portfolio for the New Year.  We’re also thrilled to conclude this edition of Insights with a Spotlight interview (Generous Returns, page 18) with former U.S. Secretary of State Dr. Condoleezza Rice, who has been a senior advisor to Regions Financial’s board of directors since 2009. She discusses her life, charitable work and thoughts about the U.S. and global economy.

It’s important to understand the risks in the world today and take steps to reduce the effects of market, economic and political volatility. A good first step is sitting down with Regions and taking a holistic view of your wealth with a Regions Wealth Assessment®. Regions is here to help — with knowledge, expertise and resources to uncover ways to better protect and manage your money in today’s changing global economic landscape. As we embark on a new year, take this opportunity to ensure your financial framework is strong and that you are doing all you can to improve your family’s financial well-being.

Wealth Intelligence — Choosing the Right REITs

Selecting REITs in today’s economy; evaluating an IPO’s prospects; affluent parents’ views toward paying for college; and a look at global financial trade imbalances p4

Your Practice — Record Protection

Private practices that electronically store client data face the threat of cyber breaches — and lawsuits p7

Cover Story — The Global Challenge

As world economies become more interlocked, diversification becomes a greater challenge. We explain how to better invest in a globalizing world, and the opportunities it presents. p8

Regions’ Perspective — Preparing for 2013

Chief Investment Officer Brian Sullivan provides tips for getting your portfolio ready for the year ahead. p13

Your Business- Saving Grace

Today’s tax environment makes retirement plan contributions even more attractive. We compare plans for business owners and the tax-saving benefits they provide. p14

Legacy- Lasting Impact

Choosing the right charitable giving vehicle can enhance the value of your gift and provide estate-planning benefits. Here’s a look at the options and how to decide. p16

Spotlight- Generous Returns

Former U.S. Secretary of State Condoleezza Rice discusses the U.S. and global economies, philanthropy and how her Southern upbringing influenced her life and career. p18


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This information is general in nature and is provided for educational purposes only. Regions makes no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information presented. Information provided should not be relied on or interpreted as accounting, financial planning, investment, legal, or tax advice. Regions encourages you to consult a professional for advice applicable to your specific situation. Regions neither endorses nor guarantees any websites or companies referenced in this article that are not owned by Regions.