Home ownership is the great American dream... financing it shouldn't be a nightmare. Etter Lacayo is a dedicated mortgage professional with experience in all types of loan programs. Whether you are a first time homebuyer or are refinancing your home, Etter is ready, willing, and able to guide you through the loan process with unparalleled customer service. You'll see why Etter's customers are customers for life. Thank you for choosing Regions Mortgage and Etter Lacayo to assist you with your mortgage lending needs.