James Kernan has helped many people achieve their goal of homeownership. Whether you are a first time home buyer or refinancing an existing loan, James is knowledgeable of the local real estate market and has the experience to help you close your loan quickly. James Kernan is always available to help you with your mortgage needs. A proven mortgage professional, James's attention to detail will ensure your mortgage process runs smoothly and easily. Thank you for choosing Regions Mortgage and James Kernan to assist you with your mortgage lending needs.