Home ownership is the great American dream... financing it shouldn't be a nightmare. Terena Ziegler is a dedicated mortgage professional with experience in all types of loan programs. Whether you are a first time homebuyer or are refinancing your home, Terena is ready, willing, and able to guide you through the loan process with unparalleled customer service. You'll see why Terena's customers are customers for life. Thank you for choosing Regions Mortgage and Terena Ziegler to assist you with your mortgage lending needs.